Owed alot of money by a 'friend'

mab7689

I am currently in a situation where someone I once considered a friend owes me the considerable sum of £1200. The debt started a few years ago when he ended up out of work and I lent him money to keep him afloat and he owed me the sum of £300 from that. This then increased to £1050 when we went on holiday to the USA and I ended up paying a chunk of his share as his inability to manage his finances meant I payed it as I obviously didnt want to lose the holiday. I did this on the understanding he would starting repaying once we returned. This was 2 years ago. The final £150 was from earlier this year was from the fact he owed a mutual friend who I payed off on the agreement that we would add it to what he owed me to consolidate everything and mean he would only owe me money, meaning we no longer had to have 3 way communication.
Since the start of this year contact has been limited as he avoided and ignored us until it took me going round to his house and confronting him on his doorstep to ask what was happening, this was after I found out he had managed to shell out £500 for a holiday in January. Since then I have persisted to attempt to get the money back from him and there has been nothing. Initially in the summer when we started talking again he said he would pay £100 a month via standing order if he gave him my bank details, which I did. However we have returned to nothing, the contact has stopped as he is proceeding to completely ignore every attempt I make to contact him, I have sent him texts, he doesnt answer my calls and now he has gone to uni and moved as a mature student I dont know his address.
I accept the size of the sum is partially my fault for being too soft but I also feel like I have been taken advantage of and had my generosity thrown back in my face. I am now in a situation where I NEED the money back as I both have a flat to upkeep now and I am also saving towards a deposit for buying next year so I need every penny I can get. Can anyone give me any advice on what I can do to go about retrieving this money back?

lincroft1710

You will have to sue him via Money Claim On Line

https://www.moneyclaim.gov.uk/web/mcol/welcome

whitewing

mab7689 wrote: »

I am currently in a situation where someone I once considered a friend owes me the considerable sum of £1200.

The debt started a few years ago when he ended up out of work and I lent him money to keep him afloat and he owed me the sum of £300 from that.

This then increased to £1050 when we went on holiday to the USA and I ended up paying a chunk of his share as his inability to manage his finances meant I payed it as I obviously didnt want to lose the holiday.

I did this on the understanding he would starting repaying once we returned. This was 2 years ago.

The final £150 was from earlier this year was from the fact he owed a mutual friend who I payed off on the agreement that we would add it to what he owed me to consolidate everything and mean he would only owe me money, meaning we no longer had to have 3 way communication.


Since the start of this year contact has been limited as he avoided and ignored us until it took me going round to his house and confronting him on his doorstep to ask what was happening, this was after I found out he had managed to shell out £500 for a holiday in January.

Since then I have persisted to attempt to get the money back from him and there has been nothing. Initially in the summer when we started talking again he said he would pay £100 a month via standing order if he gave him my bank details, which I did. However we have returned to nothing, the contact has stopped as he is proceeding to completely ignore every attempt I make to contact him, I have sent him texts, he doesnt answer my calls and now he has gone to uni and moved as a mature student I dont know his address.

I accept the size of the sum is partially my fault for being too soft but I also feel like I have been taken advantage of and had my generosity thrown back in my face.

I am now in a situation where I NEED the money back as I both have a flat to upkeep now and I am also saving towards a deposit for buying next year so I need every penny I can get. Can anyone give me any advice on what I can do to go about retrieving this money back?

Had to make it easier for myself to read....

I agree with above poster. You probably won't get the money back, but it's really your only hope..

mab7689

I do actually have photographic evidence from screenshots of Facebook and text messages of him agreeing to set up a standing order, and I can use bank statements to corroborate that I actually haven't received anything and he hasn't kept his word. Could this suffice as sufficient evidence for a court claim?

lincroft1710

I'm no expert on MCOL, but it sounds reasonable to me.