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Tigsteroonie
Tigsteroonie Posts: 24,954 Forumite
Part of the Furniture 10,000 Posts Name Dropper Photogenic
edited 18 November 2013 at 7:24PM in Mortgages & endowments
Deleted.

But hey, if you find this, I hope your small life and petty moaning is bringing you some happiness.

Thanks to everyone who has posted answer with USEFUL information.
:heartpuls Mrs Marleyboy :heartpuls

MSE: many of the benefits of a helpful family, without disadvantages like having to compete for the tv remote

:) Proud Parents to an Aut-some son :)

Comments

  • kingstreet
    kingstreet Posts: 39,439 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Missed mortgage payments are usually deemed "mortgage arrears" rather than a default, which is reserved for unsecured credit such as loans and credit cards.

    Are you sure there is a default registered? If there is, are you sure it relates to the mortgage?

    It will be very difficult to get anything over 70% with a recent history of adverse credit, particularly mortgage arrears.
    I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.
  • Tigsteroonie
    Tigsteroonie Posts: 24,954 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 18 November 2013 at 7:24PM
    Deleted.

    But hey, if you find this, I hope your small life and petty moaning is bringing you some happiness.

    Thanks to everyone who has posted answer with USEFUL information.
    :heartpuls Mrs Marleyboy :heartpuls

    MSE: many of the benefits of a helpful family, without disadvantages like having to compete for the tv remote

    :) Proud Parents to an Aut-some son :)
  • Thrugelmir
    Thrugelmir Posts: 89,546 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    The private arrangement you had with your ex, didn't negate your contractual liability for the mortgage payments. Always a risk when letting existing mortgage arrangements run into the future.
  • Tigsteroonie
    Tigsteroonie Posts: 24,954 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 18 November 2013 at 7:24PM
    Deleted.

    But hey, if you find this, I hope your small life and petty moaning is bringing you some happiness.

    Thanks to everyone who has posted answer with USEFUL information.
    :heartpuls Mrs Marleyboy :heartpuls

    MSE: many of the benefits of a helpful family, without disadvantages like having to compete for the tv remote

    :) Proud Parents to an Aut-some son :)
This discussion has been closed.
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