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I wanted to say thanks...

.... to all the MFW's on here. I don't have a diary but some of you know that I'm around and post from time to time. :wave:

I've been a member for coming up to 12 months now and by following the tips, hints and inspirational stories on here have managed to make over £2,200 OP during the last year :D which has knocked 8 months off my mortgage :j

It's not been massive changes (as there is not much spare cash in BW's world) but just goes to show that even little amounts really do add up.
It's mainly been one £50 OP each month by standing order and the rest has come from survey payments, bank account monthly £5 (and it would never have occured to me to OP that without you lovely bunch!:o) and any other odd amounts that I could make without giving up life entirely!

Anyway enough of my rambling - just wanted to say a big thank you to you all for being so inspiring and encouraging :T

Comments

  • Well said! I say take the plunge and start your own thread BW. I think it would be an interesting insight into how you save as well as encouraging to other people. But well done on changing your mindset :)
    Feb 2012 - onwards MF achieved
    September 2016 - Back into clearing a mortgage - Was due to be paid off in 32 years in March 2047 -
    April 2018 down to 28.00 months vs 30.04 months at normal payment.
    Predicted mortgage clearing 03/2047 - now looking at 02/2045

    Aims: 1) To pay off mortgage within 20 years - 2037
  • Tahlullah
    Tahlullah Posts: 1,086 Forumite
    So pleased that you have made strides towards being MF.

    But, this is about you and your willingness to acknowledge 'that there is another way'.

    A favourite saying of mine is you can lead a horse to water, but you can't make it drink.

    Good luck with the journey forward.
    Still striving to be mortgage free before I get to a point I can't enjoy it.

    Owed at the end of -
    02/19 - £78,400. 04/19 - £85,000. 05/19 - £83,300. 06/19 - £78,900.
    07/19 - £77,500. 08/19 - £76,000.
  • BookWorm
    BookWorm Posts: 2,541 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Well said! I say take the plunge and start your own thread BW. I think it would be an interesting insight into how you save as well as encouraging to other people. But well done on changing your mindset :)

    Thank you.

    You are not the first to suggest my own thread. I've always been reluctant as can't see anyone would find my little life very interesting. I will consider it again though :think:
  • BookWorm
    BookWorm Posts: 2,541 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Tahlullah wrote: »
    So pleased that you have made strides towards being MF.

    But, this is about you and your willingness to acknowledge 'that there is another way'.

    A favourite saying of mine is you can lead a horse to water, but you can't make it drink.

    Good luck with the journey forward.

    Thanks Tahlullah. Right back at you :)
  • Mine's really boring! and very few people seem to read it but it's a great record of what i've done since 2008 and a log of key dates in my life :)
    Feb 2012 - onwards MF achieved
    September 2016 - Back into clearing a mortgage - Was due to be paid off in 32 years in March 2047 -
    April 2018 down to 28.00 months vs 30.04 months at normal payment.
    Predicted mortgage clearing 03/2047 - now looking at 02/2045

    Aims: 1) To pay off mortgage within 20 years - 2037
  • BookWorm
    BookWorm Posts: 2,541 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    :o cheeky bump :cool:
  • nattypants
    nattypants Posts: 2,577 Forumite
    Please do start your own thread BW - it's lovely when you post on my drivel, and I would for one would be very interested to read about your life stories:)
    February13 - £74990 (or thereabouts)
    MND - Let's go for 2020 'cos it's got a nice ring to it:D
    C'mon nattypants:cool:
  • VoucherMan
    VoucherMan Posts: 2,807 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    BookWorm wrote: »
    can't see anyone would find my little life very interesting. I will consider it again though :think:

    I thought the same about mine but someone seems to look at it. I do it mainly for my own motivation though.
  • BookWorm
    BookWorm Posts: 2,541 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Thanks Natty and Voucherman - I will def give it some more thought....
    Appreciate you stopping by :)
  • way to go bookworm!!:j this area is highly addictive and I must admit I'm more of a lurker than a poster too - it sure is very rewarding what all those pennie can help achieve! Great stuff and keep worming away! :D
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