Trying to build a future

mclovin123

Hi, after years of burying my head in the sand i decided its time i try turn my life around and build the future i want for myself.
Im a 27 year old compulsive gambler, who until recently has always believed i could make gambling pay.
I have now accepted the fact i will never and have seeked help to over come my addiction. (attending regular GA meetings).
Over the years i have racked up debt after debt in many forms, PDL's, Credit cards, Bank overdrafts etc. Most of which are overdue and in the hands of debt collection agencys who are constantly hounding me for money i simply dont have, admittedly down to my gambling.
I havent had the courage to look at my credit rating yet but i know it will be on its !!!!. I believe im in debt up to 25k.
My friend suggested i join this forum as it offers some good support and advice. Not looking for sympathy as i know all this is all my fault. Just hope i can stay focused and strong as i dont want to find myself where i was 2 weeks ago.

Tixy

Hi and welcome to the forum

It sounds a massive step for you to admit that the gambling is a problem and cannot be the answer and much kudos to you for seeking help with that.
There are others on the forum who have been through gambling addiction, or who are still battling it so there are some here who will know what you are going through.

Moving on to your debts, have you been in touch with one of the debt advice charities at all? IMPORTANT - Where to seek professional impartial advice about your debts.

Are you earning currently? are you in a position to pay something towards your debts each month?
Whats your housing situation? - is that secure before you start to tackle non-priority/ consumer credit debts?

mclovin123

I lodge with a friend where i pay via standing order everytime i paid, so my housing situation is pretty secure. This is the only thing i have been responsible in paying while gambling.
I am employed in a full time job where i am fairly secure. I would have some spare money towards my debt but i feel it often wouldnt be substancial for what my debts are.
Thanks for the link, ill read threw. I do intend to talk to someone to discuss what my options are.
Priority at the moment is to stay strong and not be drawn back into gambling.