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Trapped in Wonga

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Comments

  • eyeopener2
    eyeopener2 Posts: 1,783 Forumite
    Part of the Furniture Combo Breaker Debt-free and Proud!
    Cpa is continuous payment authority, basically giving them your debit card so they can access your account.

    Cancel this with your bank and start negotiations with wonga.
    I'm Debt Free :j 2/09/2013
    Debt at LBM 30/04/2010 £24,109.38,
  • Cancel the payment authority immediately. Then go into default and make an arrangement.
    If they are not interested contact OFT.
    Debt free wannabeeee :j:j
  • sourcrates
    sourcrates Posts: 31,817 Ambassador
    Part of the Furniture 10,000 Posts I've been Money Tipped! Name Dropper
    edited 28 September 2013 at 11:22AM
    Stop paying Wonga immediately, Advice above is all good, but sometimes just cancelling CPA does not always work, and Wonga will still debt your account, report your debt card lost/stolen, your bank will send you a new card, details of which Wonga will not know, despite some people saying constant payment authority still applies, it doesn't, it does not transfer from one card to another, it just applies to original card, some unscrupulous companies still try to grab there cash by setting up direct debts from your account and emptying it that way, although have to say never heard of Wonga doing that, but something to watch out for, decide what you can afford to pay, make your offer to them in writing, as long as its reasonable they will accept, ask them for there bank details and pay by transfer from your account to there's, that way no payment details account no`s etc are seen, that's how to deal with Wonga, good luck.
    I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter
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