We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

Debt Free fro Credit Cards Please Help

2»

Comments

  • RedRobbo
    RedRobbo Posts: 57 Forumite
    Part of the Furniture 10 Posts Combo Breaker
    edited 8 November 2013 at 7:18PM
    Tixy wrote: »
    The whole entry will drop off your 6 years from the date of default as shown on that credit file.

    It will drop off regardless of any later payments you made after the default date shown on file.

    I wouldn't do anything 'next' until/unless they send you a CCA.

    thanks will keep you informed. I was going to speak with Experian on Monday to get their take on it, good idea....?:)
  • Thank you all for you help, this account has been removed from my credit file after a long fight.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 354.5K Banking & Borrowing
  • 254.4K Reduce Debt & Boost Income
  • 455.5K Spending & Discounts
  • 247.4K Work, Benefits & Business
  • 604.2K Mortgages, Homes & Bills
  • 178.5K Life & Family
  • 261.7K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.