Need some advice

kingstreet

witchy1066 wrote: »

I must be missing something here , but from reading other threads 5 weeks from application doesn't seem that long,
ours was 7 weeks from application to surveyor going
we are not with Accord

Valuation issues are a different matter. Accord manage to drag their feet even if the valuation is done and back in a day.

Rosetintedspecs

Thanks all for your comments. I noted the Accord SVR but no discussion had at the time of application which was a shame.

I have found a different lender (just for info: Post Office 75% LTV with fee of nearly 1500 but equiv rate to accord of 2.99 5yr fix). My question is now if I apply to the PO, and if that and Accord come back positive am I duty bound to go with Accord and pay the broker fee? That scenario would put me out the most money..

I guess proper behaviour in this scenario would be to stop the Accord app and start a new rather than have two ongoing?

koexelek

Rosetintedspecs wrote: »

Thanks all for your comments. I noted the Accord SVR but no discussion had at the time of application which was a shame.

I have found a different lender (just for info: Post Office 75% LTV with fee of nearly 1500 but equiv rate to accord of 2.99 5yr fix). My question is now if I apply to the PO, and if that and Accord come back positive am I duty bound to go with Accord and pay the broker fee? That scenario would put me out the most money..

Depends what the term of the broker fee were.
With some it is for just trying to place a case, others for delivering a mortgage offer, and others only charge it if you actually take the mortgage offer up.
Best to check the terms and conditions

Senior_Paper_Monitor

Bl**dy hell - DIP approved and the shortest list of supporting document requirements I've seen in a long time