4 years of hard work finally over

andy.1987

Hi just a quick bit of info on my problem s just before the credit crunch i was earning very good money but the bubble soon burst. I got another job straight away but it was at the local chicken factory not good money at all so my finances very quickly turned very bad missing payments on credit cards loans etc etc they then defaulted as i chose to bury my head in the sand which i can now see made things 100 times worse. in total i was £24k in the red. I managed to get a better paid job of £22k a year and finally sort my self out it has not been easy living on my own paying £500 a month to the banks as well a living expenses. But today was my final payment and i now owe nothing to anybody and it feels great and it does prove it can be done. If anybody reads this and they are in a similar situation stay positive there is a light at the end of the tunnel.

McKneff

Im not in that position but I know the exhilarating feeling of paying off my mortgage. Euphoric to say the least when I walked out of the building society.

Congratulations, end of a long road, well done you.:beer::j:T:T:T

BJV

Good for you! Well done! On wards and upwards, if you can pay that much off imagine what you can save and what you could achieve.

beanielou

Great job done

shinner

Well Done :j:j

Find_The_Real

Well done and wishing you all the best for a debt free future

jaxsmar

Nice to hear about your success and hard work well done.

no_control

Well done - you are an inspiration!

Moneymash

andy.1987 wrote: »

Hi just a quick bit of info on my problem s just before the credit crunch i was earning very good money but the bubble soon burst. I got another job straight away but it was at the local chicken factory not good money at all so my finances very quickly turned very bad missing payments on credit cards loans etc etc they then defaulted as i chose to bury my head in the sand which i can now see made things 100 times worse. in total i was £24k in the red. I managed to get a better paid job of £22k a year and finally sort my self out it has not been easy living on my own paying £500 a month to the banks as well a living expenses. But today was my final payment and i now owe nothing to anybody and it feels great and it does prove it can be done. If anybody reads this and they are in a similar situation stay positive there is a light at the end of the tunnel.

Well done, you are right nothing stays the same and anything can be improved.

Calling14

Staying positive and following your shiny example ;-) Well done

andy.1987

Thanks all now for the next little mission try and claim back some of my bank charges from lloyds and nationwide they have had enough of my money time to get some back