Statute Barred

lippo

Can anyone help with this query.

I was sent a letter from [FONT=&quot] !st Credit[/FONT] from Reigate contacting me about an account I had with The [FONT=&quot]Abbey [/FONT]National in 2007.

I moved addresses in May 2007 and had nothing to do with The Abbey since then.

In July 2007 I left UK to work abroad I have recently returned.

1st Credit wrote to me at a new address asking me to get in touch with them
when I did they said that I was still owing £1400 to he Abbey.

Seeing that I had not paid anything since May or June 2007 I sent them a Statue barred letter I never admitted the debt.

They have replied that because a default on my file was not placed until 18th October 2007
they are not regarding it as statue barred,

Are they right?

rizla_king

No. Your question was fully answered on CAG

http://www.consumeractiongroup.co.uk/forum/showthread.php?403709-Statute-Barred

[Deleted User]

They are just chancing their luck; they may not regard it as statute barred, but the court would. I would send the statute barred letter again and include the following:

The OFT Debt Collection Guidance states that:
"continuing to press for payment after a debtor has stated that they will not be paying a debt because it is statute barred could amount to harassment, contrary to section 40(1) of the Administration of Justice Act 1970”.
In view of the above, I consider this matter as closed, and accordingly trust we will not be corresponding further.