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Advice needed on bank accounts

luckystarr
luckystarr Posts: 265 Forumite
in Debt-free wannabe
Hello

I haven't posted in a long time and our financial situation has not got much better:eek: .. We currently bank with natwest and have a loan and large overdraft which we live in .. I am looking at switching as I want to clear the overdraft and pay it off monthly but OH thinks if we move it affect our credit and chances of getting a mortgage as natwest are meant to be the best for mortgages etc... If anyone could me any advice tips I would be really greatfull

Thank you :)

Comments

  • unimaginative_user_name
    unimaginative_user_name Posts: 494 Forumite
    Tenth Anniversary Combo Breaker
    I don't know much about Natwest and mortgages but banks can withdraw overdrafts at any time and if your salaries are no longer going into Natwest they might ask you to repay the overdraft right away.
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