We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
14.6.07 what small dfw thing will you do/have you done today?

hypno06
Posts: 32,296 Forumite

Hello lovely DFWers.
When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.
But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free.
Examples could be charging your phone up at work instead of at home to save your electricity, hanging the washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.
So be proud of those small steps, they really are important.
Today I will/have:
- check online banking
- make storecupboard dinner
- not increase my debt any further
- be positive
That is not much really, but by not increasing my debt any further today, I am still on the DFW trail!
Have a good day everyone x
When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.
But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free.
Examples could be charging your phone up at work instead of at home to save your electricity, hanging the washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.
So be proud of those small steps, they really are important.
Today I will/have:
- check online banking
- make storecupboard dinner
- not increase my debt any further
- be positive
That is not much really, but by not increasing my debt any further today, I am still on the DFW trail!
Have a good day everyone x
Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
Life begins at the end of your comfort zone (Neale Donald Walsch)
0
Comments
-
Nothing major for me although it will be a no spend day!
Just want to do my expenses so they don't pile up and check my Virgin account as it has been a bit low lately and I don't want any dds to bounce!Thanks to MSE, I am mortgage free!
0 -
Morning all!!
Today I have/will:
-take a packed lunch to work
-possibly go food shopping but other than that a NSD
-do my piggy comps
-work out how to "spend" my refund from my mortgage screw up, cc1,2 or OD??? Hmmm decisions decisions!
Have a wonderful day everyone and dont get too bored at work :rotfl:Debt Free - done
Mortgage Free - done
Building up the pension pot0 -
Morning All.
Not a long list for me today but everylittle counts
-piggy clicks/comps
-updating & reconciling bank ac's
-doing loads of horrible paperwork.0 -
Well I was hoping for a NSD, but the OH's car has just broken down, so we'll see... Oh, and need to buy in some wine for the weekend as IL's are coming down.
I counted up my change collection last night and I have enough to cash in £11, so I'll be popping to the Post Office to put that directly into my account.
- check online banking (done)
- not increase my debt any further (hmmm)
- be positive (yay!)
- sign up to a male escort agency (only joking!!)Official DFW Nerd Club - Member no. 208 - Proud To Have Dealt With My Debts DEBT FREE DECEMBER 2008!!!0 -
Hi hypno, hi all. Mine are a bit different today:
- have finally emailed SFX, a science fiction magazine, listing all the mags of theirs I have on offer. Don't know when it will appear in their classifieds, but at least I've done it!
- off for the afternoon for some free CPD (Continuing Professional Development). Getting a lift there and back (tho I'll pay [cash] for that) and the first hour is a free lunch! Who said there's no such thing as.......2023: the year I get to buy a car0 -
Have taken in my lunch. Going to put a few more things on ebay tonight as its 10p listing day.Jan 1st 07 Car loan £4830.46@12% Personal Loan £11,517@8% variable Overdraft £1500 July 2009Halifax-£0Debt free date 14th July 2009 :j0
-
Sorry for my ignorance but what does DFW stand for? I've been wondering for ages but didn't like to ask!0
-
Sorry for my ignorance but what does DFW stand for? I've been wondering for ages but didn't like to ask!
DFW = Debt free wannabeSuccessful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)Life begins at the end of your comfort zone (Neale Donald Walsch)0 -
Evening all
Today I:
* worked all day in my 2nd job
* lunch was bought for me
* sent my best mate out to Asda to get me a few bits and I won't give him the money cos he owes me from last week!!!
:heartpuls CG :heartpulsEver wonder about those people who spend £2 apiece on those little bottles of Evian water? Try spelling Evian backward.0 -
Listed 7 items on eBay as it's a 10p listing day and one has a bid already! :T0
This discussion has been closed.
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 352.1K Banking & Borrowing
- 253.6K Reduce Debt & Boost Income
- 454.2K Spending & Discounts
- 245.1K Work, Benefits & Business
- 600.7K Mortgages, Homes & Bills
- 177.5K Life & Family
- 258.9K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards