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Overdraft

Hi
My son and I had to move this yr and with white goods
Carpets etc, have gone nearly upto my limit on od with natwest
I also am paying back mum £20a week off £900
Od is Just over £2000
I work 16 hrs get wtc and a bit of housing Ben
I see no way of getting this down in fact it's gone
Up in 6 months
Natwest have now charged more a month now
In set charges
Could I swap banks with an od

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