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Overdraft

hmc
Posts: 2,483 Forumite


Hi
My son and I had to move this yr and with white goods
Carpets etc, have gone nearly upto my limit on od with natwest
I also am paying back mum £20a week off £900
Od is Just over £2000
I work 16 hrs get wtc and a bit of housing Ben
I see no way of getting this down in fact it's gone
Up in 6 months
Natwest have now charged more a month now
In set charges
Could I swap banks with an od
My son and I had to move this yr and with white goods
Carpets etc, have gone nearly upto my limit on od with natwest
I also am paying back mum £20a week off £900
Od is Just over £2000
I work 16 hrs get wtc and a bit of housing Ben
I see no way of getting this down in fact it's gone
Up in 6 months
Natwest have now charged more a month now
In set charges
Could I swap banks with an od
0
Comments
-
You could open a new account, with another bank, if your credit record is ok, you could then explain your situation to NatWest and make an offer to repay your borrowing to them, open a basic bank account, no credit check required, and no od, so better all round for you.I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter0
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