We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
Pat on the back for me!!
bananakinz
Posts: 302 Forumite
I am so proud of ourselves - its been a WHOLE year since we stopped spending on tht credit cards! We've reduced the credit card debt by nearly 30%.
My eye has been off the ball for the last couple of months, we've sold our house and have found another to buy, downside to that is the amount of petrol we have used instead of going towards debt but sometime s life comes first lol. Whats more we have not increased our mortgage to cover the debt, but are moving to a different area where prices are cheaper for a larger home :j
So now to let the solicitors do their work, fingers crossed it all goes through.
Once we move, my little one will be starting school so I can look for a part time job and really hit clearing the rest of our debt, our total debt free date could be as soon as Dec 08, but I will need to sort out budgets again once we move.
My eye has been off the ball for the last couple of months, we've sold our house and have found another to buy, downside to that is the amount of petrol we have used instead of going towards debt but sometime s life comes first lol. Whats more we have not increased our mortgage to cover the debt, but are moving to a different area where prices are cheaper for a larger home :j
So now to let the solicitors do their work, fingers crossed it all goes through.
Once we move, my little one will be starting school so I can look for a part time job and really hit clearing the rest of our debt, our total debt free date could be as soon as Dec 08, but I will need to sort out budgets again once we move.
Proud to be dealing with our debts - We WANT to be debt free DEC 09 :rolleyes:
Grocery challenge: £230 / £230 left
Grocery challenge: £230 / £230 left
0
Comments
-
Yay! Well done on reducing it by so much - fantastic
Sea xxCCCS DMP:Feb 07
Total:£37,016.47 now £0 DEBT FREE FEB 14
2022 Decluttering Campaign 49/10110 -
Well done you !!!!!
Keep going with the money saving.
Bedhair
xxxxxxx0 -
Excellent news and great habits being formed to keep you debt free in the future.
Keep up the good work :TSuccessful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)Life begins at the end of your comfort zone (Neale Donald Walsch)0 -
Yay, well done! It always costs a little more when you are looking to move but once you're in you can get back on an even keel and go debt busting!Debt: 16/04/2007:TOTAL DEBT [strike]£92727.75[/strike] £49395.47:eek: :eek: :eek: £43332.28 repaid 100.77% of £43000 target.MFiT T2: Debt [STRIKE]£52856.59[/STRIKE] £6316.14 £46540.45 repaid 101.17% of £46000 target.2013 Target: completely clear my [STRIKE]£6316.14[/STRIKE] £0 mortgage debt. £6316.14 100% repaid.0
-
:T Good Job! :T0
-
Good-Oh, well done. Its good living without Credit aint it. I havent used my credit since Feb 06.This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com0
-
Well done Lenny!
Its actually quite satisifying working out if you can afford something or not, rather than 'bunging it a card' isn't it!
Hubby made me chuckle this evening. He came home and said that he'd treated himself today, all sorts of things were going through my mind - whats he bought now?? Turns out he had a spare 10 mins and bought himself a Magnum icecream for £1.20, the only money apart from a loaf of bread he's spent all week ... I think he's got the hang of money saving now!Proud to be dealing with our debts - We WANT to be debt free DEC 09 :rolleyes:
Grocery challenge: £230 / £230 left0 -
Hiya
Great that you've stopped using the credit card. It feels so different once you stop living on credit doesn't it. We always save for things now and half the time we realise we don't actually want / need it before we actually buy it so it's much more debt free friendly. I'm sure half the time it used to be the buzz of buying something rather than actually needing it. Keep up the good work xxJanuary budget
Nothing left!0 -
Well done
Jan 1st 07 Car loan £4830.46@12% Personal Loan £11,517@8% variable Overdraft £1500 July 2009Halifax-£0Debt free date 14th July 2009 :j0 -
First thing I did following my LBM in June 2004 was to cut up my CC's, best thing I did. About 6 month to go for me, from £38,500 down to £3,5000
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 354K Banking & Borrowing
- 254.3K Reduce Debt & Boost Income
- 455.3K Spending & Discounts
- 247.1K Work, Benefits & Business
- 603.7K Mortgages, Homes & Bills
- 178.3K Life & Family
- 261.2K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.7K Read-Only Boards