Innocent in court - M.I.B re-coup costs

Global123

I was involved in an accident 9 years ago...unfortunately not known to me was my ex wife had cancelled the insurance on the car I was driving. I went to court...£400 fine and 6 points....I have not heard anything since then 9 years ago. That is until this month being bombarded from calls from Sheffield asking for payment of £9500 by credit card or any means. I have asked for proof in writing of their so called numerous attempts to contact me by mail at my home address ( the same for 7 years ) they refused today and stated they are under no obligation to provide this as they are acting for MIB. Am I correct in thinking this is time barred? Before I contact my solicitor.....many thanks

ValHaller

Global123 wrote: »

I was involved in an accident 9 years ago...unfortunately not known to me was my ex wife had cancelled the insurance on the car I was driving. I went to court...£400 fine and 6 points....I have not heard anything since then 9 years ago. That is until this month being bombarded from calls from Sheffield asking for payment of £9500 by credit card or any means. I have asked for proof in writing of their so called numerous attempts to contact me by mail at my home address ( the same for 7 years ) they refused today and stated they are under no obligation to provide this as they are acting for MIB. Am I correct in thinking this is time barred? Before I contact my solicitor.....many thanks

Start a new thread please. Kirkygirl may have more developments and it will just confuse things with your tale in the middle of that.

edit: New thread started at https://forums.moneysavingexpert.com/discussion/4783129 on the motoring forum. Replies to Gobal123 on that thread

ValHaller

spacey2012 wrote: »

A simple good for the goose good for the gander style reply.

First thing is to ask them to provide :
Proof of claim.

Simple letter,
With reference to the speculative claim made I am unable to accept your claim as you have failed to provide any proof of this claim.
Until proof of claim is provided I am unable to consider the claim and thus reject any attempt to attach the claim to my persons.
Any offer to contract is also respectfully declined.
If no proof of claim is forwarded within 14 days I shall close the matter .
This is not withstanding that in the event of you providing proof of claim the statute of limitations is six years from date of loss claimed.
If you do not understand this, please contact your legal department and request they explain the statute of limitations act to the person making this speculative claim.
I await your response in 14 days or the matter will be closed.
Yours, mr Muggings (not)

I think not good to mention the limitation at this point. It might assist them in getting a move on if the 6 years is not definitely up.

This is not a normal consumer debt issue - it is not really in the right forum - and the normal consumer debt thinking should not be applied uncritically.