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I want to say a big Thank you

to all the helpful people on this site - I may not post much, but often spend my lunch hour reading threads and gleening information.

It was such information that gave me the courage to address my endowment shortfall, and turned part of my mortgage into a repayment, it was a struggle espcially when hubby was made redundant - but at 6.00 am this morning I paid off my mortgage (in tears - i know really sad but I just go so emotional) and I was relieved to find that my payouts were just £197 down on what was needed to settle the final payment.

WE ARE OFFICIALLY MORTGAGE FREE - THANK YOU
Fibro-Warrior

Comments

  • Well congratulations to you :) It's a great feeling and am delighted you had tears of joy. What's next for you now the mortgage dragon has been slain?
    Feb 2012 - onwards MF achieved
    September 2016 - Back into clearing a mortgage - Was due to be paid off in 32 years in March 2047 -
    April 2018 down to 28.00 months vs 30.04 months at normal payment.
    Predicted mortgage clearing 03/2047 - now looking at 02/2045

    Aims: 1) To pay off mortgage within 20 years - 2037
  • brettcta
    brettcta Posts: 4,693 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    well done.

    i'm mortgage free aswell (although because we're waiting for an offer)
    helpful tips
    it's spelt d-e-f-i-n-i-t-e-l-y
    there - 'in or at that place'
    their - 'owned by them'
    they're - 'they are'
    it's bought not brought (i just bought my chicken a suit from that new shop for £6.34)
  • amnblog
    amnblog Posts: 12,785 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Excellent - a big slab of cake could be in order.
    I am a Mortgage Broker

    You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • kingstreet
    kingstreet Posts: 39,450 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Heineken ;)

    Needed the "smiley" for the extra two characters...
    I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.
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