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Can you get mortgage with CCJ?

Vickyrees
Vickyrees Posts: 1 Newbie
in Mortgages & endowments
Please can anyone tell me if you can get a mortgage if you have a CCJ due to taking out a debt management plan?

Comments

  • kingstreet
    kingstreet Posts: 39,439 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    With absolutely no information in your opening post, it's impossible to say if you will get a mortgage with your DMP/CCJ situation.

    Details of DMP? Amounts, creditors, finished?

    Details of CCJ? Amount? Date of registration? Satisfied? When?

    Property purchase price?

    Deposit? Source?

    Income?

    TBH by the time you've given us all this, you might as well have simply sat down with a good whole market broker with all three versions of your credit file and gone through it with them.

    Equifax

    https://www.econsumer.equifax.co.uk/consumer/uk/order.ehtml?prod_cd=UKSCR

    Experian

    http://www.experian.co.uk/consumer/statutory-report.html#orderReport

    CallCredit

    https://www.callcredit.co.uk/stat-report-online/index.php?action=basket_add&tpl=setRegister&package=63&amount=1&mode=clear
    I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.
  • ACG
    ACG Posts: 24,896 Forumite
    Part of the Furniture 10,000 Posts Name Dropper I've helped Parliament
    It is possible, but its dependent on so many different factors. The info above would be needed as a starting point.

    You will most likely need a broker for this anyway, wherever a DMP is involved its always difficult.
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • _Andy_
    _Andy_ Posts: 11,150 Forumite
    Vickyrees wrote: »
    Please can anyone tell me if you can get a mortgage if you have a CCJ due to taking out a debt management plan?

    Yes,no, maybe. Can't answer properly as you've given zero info.
This discussion has been closed.
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