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No longer a debt-free wannabe!!

:beer::beer::beer::beer: :j:j:j:j:j

In March this year I quit my job, because of ill health/wellbeing problems... I had around 5k-6k of debt which was mainly furnishing my first home, buying a car, MOT problems etc (I don't know the exact amount now as I've paid things and took them off the list).

Thanks to my wonderful Mum and £1687 yesterday I am officially debt free!

Have worked hard online since quitting my 'real' job and now the debt is paid and my husband covers the bills of life (usual utilities, rent etc) I know that I won't have to rush back to work now!

Going to update my signature soon and have celebrated by buying steak and chocolate cake at shopping!

We never really had a problem with debt management or things spiralling out of control but I decided that this year I would not buy anything interest free credit anymore and would keep one credit card for emergencies (which I've not had to use once), so now with £500 savings put away and a holiday paid for I can start working on a new mortgage savings pot! That will be a slog in itself, with one income (hasten to add that I don't claim any benefits!) but I'm so excited for the future and a little part buy part rent place, or one we own if possible.

Anyway, thanks to everyone who posts here, no matter what it is about, I will be here on a daily basis lurking still to stay motivated and offer any advice if I can :D

Now how do I get one of those little link things next to my name? :D

Comments

  • Well done Katy - huge achievement xx
    Save £12k in 2014 #080 £0/£8,000.
    £2 savers club #53
    £365 in 365 days # 101 £1/£365


    Sugar free days 0/365
  • well done :)
    I AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.68
  • Calling14
    Calling14 Posts: 3,498 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Congratulations Katy must be a lovely feeling I will get there one day !!
    LBM 13039 1.1.13 Now £0 Finally Debt FreeMortgage free Oct 2019:)EFund/savings £25000 10/11/22
  • Congratulations!
    I'm sure the mods will be along & sort a linky badge thingie soon, but the Not Being In Debt is wonderful!
  • Well done!!

    Not sure about the steak and chocolate cake though :lipsrseal


    :rotfl:
    Starting Debt: ~£20,000 01/01/2009. DFD: 20/11/2009 :j
    Do something amazing. GIVE BLOOD.
  • System
    System Posts: 178,373 Community Admin
    10,000 Posts Photogenic Name Dropper
    Congratulations!
    I'm sure the mods will be along & sort a linky badge thingie soon, but the Not Being In Debt is wonderful!

    Oh is that how it works? Ooh how exciting :D

    Thanks everyone :D

    Playing a rented Xbox game to celebrate haha :D
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
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