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FTB - Mortgage re-offer - HELP?
mkmini81
Posts: 55 Forumite
Morning,
I had my offer from Woolwich 3 weeks ago for the HTB scheme. I am married and the house and mortgage is going to be in my sole name. My solicitor has come back and said they will have to re-offer due to my wife being an adult occupier.
Fine, but does this mean they will have to go through the whole process again? new payslips etc??
I had my offer from Woolwich 3 weeks ago for the HTB scheme. I am married and the house and mortgage is going to be in my sole name. My solicitor has come back and said they will have to re-offer due to my wife being an adult occupier.
Fine, but does this mean they will have to go through the whole process again? new payslips etc??
0
Comments
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Don't panic.
They are only adding your wifes details as an occupier to the terms of the offer.I am a Mortgage Broker
You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0 -
Unless of course any of the deposit is coming from your Wife, then this may not be as straight forward..I am a Mortgage Broker
You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it.This signature is here as I follow MSE's Mortgage Adviser code of conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0 -
thanks... just had a chat with the broker.
No all the deposit is from the sale of my current property which is in my name.0 -
Then do not worry, broker should have done this first time but it will not impact hugely on timescales.
Good luckI am a Mortgage Broker
You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it.This signature is here as I follow MSE's Mortgage Adviser code of conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0
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