We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Debt Free by Dec 2014!

1…910121415…20

Comments

  • Raggydoll85
    Raggydoll85 Posts: 388 Forumite
    Got my first moenies off Pinec... it was luncheon vouchers mind you... but i might give them my sister.. she is in worse money state than me and i rarely go shopping shopping as i have no car right now :)

    so she will be happy with that if our morrisons use them :)
    LBM 17/09/2013 [STRIKE]£4283.40[/STRIKE] November 2015 total [STRIKE]£4339.45[/STRIKE]
    Current total 29/11/2015 £4226.43
    CC - £3844.31 :eek: NW OD - [STRIKE]£500[/STRIKE] £382.12
  • SkintLittleFingers
    SkintLittleFingers Posts: 30 Forumite
    Well done RD... Keep going, every penny counts!!

    I know you will soon have these debts gone.. Enjoy the remainder of your weekend

    Regards

    SKLF
    H**if*x C/C = £770 02/14
    Family Loan 10/13 = £3,150.00 Now = £0.00 02/14
    Bank Loan 09/13 = £21,266.76 Now= £19,800.72
    :oPaying it my way..... £1 at a time:p
  • Raggydoll85
    Raggydoll85 Posts: 388 Forumite
    Sorry I've not been on!
    Not a lot to tell you though! Still in debt :) Just studying lots!

    Spent more on my credit card :( not going to change what it is on on here until i get my bill telling me as the amount is pending some payments ive made to it....

    On the plus side im selling on ebay (all be it very slow and low amounts)

    And well thats about all i have to tell :)

    One Poll is on £8.25 :) still trying to get up there for xmas lol

    And i got £4.50 tesco voucher :)
    LBM 17/09/2013 [STRIKE]£4283.40[/STRIKE] November 2015 total [STRIKE]£4339.45[/STRIKE]
    Current total 29/11/2015 £4226.43
    CC - £3844.31 :eek: NW OD - [STRIKE]£500[/STRIKE] £382.12
  • Puzzcat
    Puzzcat Posts: 4,200 Forumite
    Hi Rags,

    Nice to see you back, I wondered where you had gone..

    Good luck with the studying and keep going with one poll, you'll get there... I'm up to £16.45 at the minute..

    love puzz. x
    Christmas 2020 £109
    I love my dmp started in Nov 13 with SC. Self Managed 2016 57% done
    £60062/25384.84 - 13222.60k UE

    MY DIARY     http://forums.moneysavingexpert.com/showthread.php?t=4768685
  • Raggydoll85
    Raggydoll85 Posts: 388 Forumite
    Puzzcat wrote: »
    Hi Rags,

    Nice to see you back, I wondered where you had gone..

    Good luck with the studying and keep going with one poll, you'll get there... I'm up to £16.45 at the minute..

    love puzz. x


    Thanks Puzz.. I'm going to admit it I'm feeling kinda blue :(... stress etc.. and kinda shut myself off... but I'm back and i dont want to do that again... It happens every now and again :cool:

    Thanks

    Oh wow!! :Ti think i need kids as all the surveys i get say im not right for it when i say i dont have kids HAHAHA :o

    Its all good.. ive started to use Q mee again.. and will be ebaying at night in my study breaks.. need to get back on track... I just keep using my credit card... I will do better as soon as HSBC is paid off which should be in Jan/Feb next year :) then the credit card will start to go :) Mum's debt will be gone after this months pay day :j

    WOOOOOooo....
    LBM 17/09/2013 [STRIKE]£4283.40[/STRIKE] November 2015 total [STRIKE]£4339.45[/STRIKE]
    Current total 29/11/2015 £4226.43
    CC - £3844.31 :eek: NW OD - [STRIKE]£500[/STRIKE] £382.12
  • Raggydoll85
    Raggydoll85 Posts: 388 Forumite
    Half a good start to the day.. im really late getting up (had an hourly plan and i am 4 hours behing lol)

    But!!!! I have a little bid on one of my ebay items so thats a couple of pennies for the pot as well :) might count my penny jar and see if i have any full coin bags so i can add it to my money made... possibly nt.. but you never know.. :)

    right going to study etc.. will be back later x
    LBM 17/09/2013 [STRIKE]£4283.40[/STRIKE] November 2015 total [STRIKE]£4339.45[/STRIKE]
    Current total 29/11/2015 £4226.43
    CC - £3844.31 :eek: NW OD - [STRIKE]£500[/STRIKE] £382.12
  • Raggydoll85
    Raggydoll85 Posts: 388 Forumite
    Baby steps still... £1.73 made from an ebay sale :) getting there slowly... i just want my debt gone.. im very impatient...
    and the CC is getting worse not better..cant see that getting better till HSBC is gone... and thats not happening til end of Jan....

    grrr might do more surveys etc today :) see if i can earn some more money that way... ebay some more things tonight as well... :) sell sell sell...

    must stop buying....

    off to study.. (thats not helping my mood as none of it is going in..)
    LBM 17/09/2013 [STRIKE]£4283.40[/STRIKE] November 2015 total [STRIKE]£4339.45[/STRIKE]
    Current total 29/11/2015 £4226.43
    CC - £3844.31 :eek: NW OD - [STRIKE]£500[/STRIKE] £382.12
  • Raggydoll85
    Raggydoll85 Posts: 388 Forumite
    Currently 30 points of getting £10 from paypal on Surveys that are My....
    I would get vouchers for things butnothing really appealed... not for presents either...
    So thats exciting :) Im hoping i get more surveys this week so i can cash out soon :)

    only on £9.20 on the poll that is One... so thats not going to happen before xmas...
    LBM 17/09/2013 [STRIKE]£4283.40[/STRIKE] November 2015 total [STRIKE]£4339.45[/STRIKE]
    Current total 29/11/2015 £4226.43
    CC - £3844.31 :eek: NW OD - [STRIKE]£500[/STRIKE] £382.12
  • Puzzcat
    Puzzcat Posts: 4,200 Forumite
    Raggydoll85 wrote: »
    Currently 30 points of getting £10 from paypal on Surveys that are My....
    I would get vouchers for things butnothing really appealed... not for presents either...
    So thats exciting :) Im hoping i get more surveys this week so i can cash out soon :)

    only on £9.20 on the poll that is One... so thats not going to happen before xmas...


    well done rags, now stop doing surveys and get on with your studying.......:p
    Christmas 2020 £109
    I love my dmp started in Nov 13 with SC. Self Managed 2016 57% done
    £60062/25384.84 - 13222.60k UE

    MY DIARY     http://forums.moneysavingexpert.com/showthread.php?t=4768685
  • Raggydoll85
    Raggydoll85 Posts: 388 Forumite
    Puzzcat wrote: »
    well done rags, now stop doing surveys and get on with your studying.......:p

    HAHAHA yes boss :P
    I only do them during breaks :)
    LBM 17/09/2013 [STRIKE]£4283.40[/STRIKE] November 2015 total [STRIKE]£4339.45[/STRIKE]
    Current total 29/11/2015 £4226.43
    CC - £3844.31 :eek: NW OD - [STRIKE]£500[/STRIKE] £382.12
This discussion has been closed.
★ ★ ★ Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.1K Banking & Borrowing
  • 253.5K Reduce Debt & Boost Income
  • 454.2K Spending & Discounts
  • 245.1K Work, Benefits & Business
  • 600.7K Mortgages, Homes & Bills
  • 177.4K Life & Family
  • 258.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.
Update Your Picture