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Landlord Mortgage

My Q's are on Mortgage & Home Insurance - These are my circumstances ... My husband and I live overseas and still have our home in the UK. Our house has a separate 'granny annexe' on the drive (a 2 Flr, 2 bed cottage that we have completely renovated). My parents rent this 'annexe' from us and look after our house whilst we're away (gardening, cleaning, any maintenance and making sure the heating is on in the cold weather, etc etc). When we go to the UK on holiday we stay in our house as all our belongings are there, this can be once or twice (max) a year for a period of 4-5 weeks each time. Any suggestions on what type of Mortgage I need and who may be the best to go with, as well as Home Ins ... please? :)

Comments

  • ACG
    ACG Posts: 24,896 Forumite
    Part of the Furniture 10,000 Posts Name Dropper I've helped Parliament
    Holiday home? no idea to be honest.

    I would be interested in seeing other peoples replies.
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
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