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Quick calculation?

We are in the process of remortgaging with ING at the moment, £74k for 14 years= £640 per month approx.

Does anybody know how much interest v capital would be paid off each month? and does this change over time?
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Comments

  • epz_2
    epz_2 Posts: 1,859 Forumite
    would need to know the interest rate
  • carl310166
    carl310166 Posts: 747 Forumite
    epz wrote: »
    would need to know the interest rate

    Sorry, it's 5.64% at the moment.
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  • epz_2
    epz_2 Posts: 1,859 Forumite
    ballpark its roughly £347 in the first month and you subtract 348 from 74k every month since and multiply by it by .0047 to work it out there after.

    easier to do on an excel spreadsheet etc if your looking to make overpayments and work out the saving
  • carl310166
    carl310166 Posts: 747 Forumite
    epz wrote: »
    ballpark its roughly £347 in the first month and you subtract 348 from 74k every month since and multiply by it by .0047 to work it out there after.

    easier to do on an excel spreadsheet etc if your looking to make overpayments and work out the saving

    Thanks, just what i wanted.
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