please help extreme csa paymens

steve99750

hi
me and my ex partner have a 14 yr old son together,i didnt actually find out until he was 12 he was mine as dna test was done,and my ex starting with csa proceedings which is fine i roughly pay around £130 per week? which is way too much and now i am apprently in arrears and recently i did some overtime and i paid £282 back in one week? surely this cannot be right?everybit of overtime i do it gets taken away by the csa aswell as my regular payment.how have these arrears occured when i have always been in work and made a regular payment,i live on my own and have full rent and bill responsibility aswell as general living costs,ive recent;y had trouble paying my council tax and now have an attachment of earnings order on my wage all because of the ridiculous amounts i pay to the csa,when i ring them which is a pain in itself they cannot explain to me why i have arears?and will not help me at all can someone please help im desperate and sinking into more and more debt,the childs mother is married and is a nurse and her husband is in the police they have a huge 3 bed house 2 cars in a very nice area and im literally living in a shoe box how is this fair

shoe*diva79

steve99750 wrote: »

hi
me and my ex partner have a 14 yr old son together,i didnt actually find out until he was 12 he was mine as dna test was done,and my ex starting with csa proceedings which is fine i roughly pay around £130 per week? which is way too much and now i am apprently in arrears and recently i did some overtime and i paid £282 back in one week? surely this cannot be right?everybit of overtime i do it gets taken away by the csa aswell as my regular payment.how have these arrears occured when i have always been in work and made a regular payment,i live on my own and have full rent and bill responsibility aswell as general living costs,ive recent;y had trouble paying my council tax and now have an attachment of earnings order on my wage all because of the ridiculous amounts i pay to the csa,when i ring them which is a pain in itself they cannot explain to me why i have arears?and will not help me at all can someone please help im desperate and sinking into more and more debt,the childs mother is married and is a nurse and her husband is in the police they have a huge 3 bed house 2 cars in a very nice area and im literally living in a shoe box how is this fair

So the case has only been open for 2 years? Have you paid full and regular maintenance in this time? Missed any payments? To find out how your arrears have come about, and if they are indeed correct, you can pay £10 for your data file which will include everything you need.

If your case has only been open for 2 years and assuming you do not have overnight contact with your son, then you will be liable to pay a straight 15% of your net salary. However, if you have arrears then the CSA can take upto 40% of your salary.

You must be on a DEO? Why are you on one of those? Usually its because the NRP has been non compliant with payments (which accumulate arrears).

Crellow4

Which scheme are you on? You can tell this from your reference number - if it begins with 1 or 7 and is 10 digits long it will be the old (1993) scheme, if it starts 32 and is 12 digits long then you are on the new (2003) scheme. Old scheme cases are assessed at a maximum of 30% net income for regular maintenance, new scheme cases are capped at 15% for 1 child. Both can be increased to 40% to include arrears. I would suggest an account breakdown would be a good place to start. I would also suggest establishing what income has been used for the assessment - this way you can decide whether its worth reporting a change of income for reassessment.

PreludeForTimeFeelers

I think you need to confirm how much your weekly payment (without arrears) is, and you need to work out if that is 15% of your pay after tax and NI. If it isn't, then you should get a reassessment carried out ASAP.

Sounds as though you would have some arrears at the start of the case if you denied paternity, as it may have taken a month or so to get up and running, best case scenario. You'd also have the cost of the DNA test, approx £190 I think?

I'd second the call for an arrears breakdown, this would show you how much you should have paid over the last two years as opposed to the amount you have paid, and whether there are any arrears still.

CSAworkerx

You mention always making a regular payment, was this done voluntary? were you informing the csa of this? If youve been paying the pwc and can prove it then any and all amounts you paid voluntary can be wiped from ure arrears total.