We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

HSBC - Do theyoffer payment holidays?

Hi

I desperately need to raise £700 to pay for unexpected repairs. I am currently trying to take a payment break from an unsecured loan but if this is not possible I was thinking of asking HSBC to give me a 1 or 2 months mortgage break. DO you think they would consider this? Totally up to date with payments since the start of our mortgage - never paid late etc etc.

Thanks

WW

Comments

  • A better option would be 0% credit card.
    I'm a qualified accountant but please make sure you get expert advice as any opinion is made in a private capacity.
    "A goal without a plan is just a wish" Antoine de Saint-Exupery

    Mortgage overpay 2012: £10,815; 2013: £27,562
    Mortgage start £264k, now £232k
  • Hi Happycame

    Unfortunatley a 0% card is not an option for me at the moment as my credit is not good enough. Am working hard to bust my debt and build credit but I still have a way to go ( all down to my own stupidity and disorganisation I am ashamed to admit)
  • _Andy_
    _Andy_ Posts: 11,150 Forumite
    No, HSBC don't offer mortgage repayment holidays.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 353.8K Banking & Borrowing
  • 254.3K Reduce Debt & Boost Income
  • 455.2K Spending & Discounts
  • 246.9K Work, Benefits & Business
  • 603.4K Mortgages, Homes & Bills
  • 178.2K Life & Family
  • 261K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.