Old Credit Card Debt Appeared

fermi

Statements with transactions on them? Or just just listing an outstanding balance at those dates?

They can continue to produce statements after your BR, and even add interest and charges, but if the account was opened before your BR and not spent on by you afterwards, then it is covered by the BR no matter what they say.

Same with being statute barred.

Sazzie23

Of course the statements will show a balance if this was unpaid,
now consider, could someone at an old address have used a card in your name ? This is credit card fraud and should be reported as such.

They know this and are trying it on. I wouldn't pay attempt to pay it.

fermi

Yep. Two alternatives here.

(a) It is a pre BR account, in which case the BR covers it and it would be statute barred regardless. Statements produced after the fact mean nothing.

(b) It is not your debt at all.

Either way, Lowells can get stuffed.

sonia1976

Thanks so much everyone.
The statements only show outstanding balance, no transactions. Hopefully they will go away now, I will come let you know if they come back to me. Thank you so much for all your advice, I REALLY appreciate it.