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FCA and independant financial advisors
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For those that are now finding the thread hard to follow, it is because the first post has been edited rather than new questions or acknowledgement to answers being given in thread order.I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.0
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Crap thread needs cleaning up. The completely off-topic post in the middle doesn't help, but neither should the OP edit his post after others have replied to the original version.0
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Just in case, anyone is still interested in the original subject of this thread.
Kingstreet picked up the key point which is that mortgage advisers do not have to be individually registered with the FCA to be 'regulated'.
The firm will be regulated (for residential mortgages) and each person 'controlling' the business, or supervising others should be individually registered with the regulator.
If you are ever unsure about the status of any firm or individual, the safest bet is not to use them.I am a Mortgage Broker
You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0
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