Monday 9th September - What small DFW things will you do today?

ziggy2407

When we start out on the Debt-Free Wannabe trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free. .

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending :money:

ziggy2407

Good Morning My Lovelies

Hi to all the regulars and lurkers and a BIG welcome to all the newbies, this is a really FAB thread with so many lovely, caring, considerate and supportive people.

Well today is a new start for me (autumn/september always feel that way to me rather than Jan 1st) and I am putting my health, wellbeing and family first and with that in mind I made the decision to hand in my notice. Today's little listy :

Check Banks - Done
Check swapits - Done
Packed lunch for OH & DS - Done
Check [URL="mhtml:{4783C90B-5ED3-482D-9774-53257598E327}mid://00001375/!x-usc:http://www.freepostcodelottery.com/"]www.freepostcodelottery.com[/URL] -
Fingers crossed SO form arrives in post -
General Tidy up -
Filing & Shredding -

Declutter -
Contemplate application form for job -
List more bits for sale -
Meals from stores -
Track all food - In progress
Catch up on emails -
Surveys -
Nectar Adpoints -
Enter a few comps -
Read Book (from stash) - in progress

Have a good day, love to you all.

C xx

ellesbellesxxx

Good for you Ziggy!!!!!!
I went part time for the exact same reason - life is too short!

determined_new_ms

Morning Ziggy thanks for kicking us off! Hope you feel the decision you have made is the right one for you. Once we've made the right decision the rest is easy!

Gosh we have woken up to Autumn that was so sudden it took me by surprise. Oh well on to warmer clothes I guess!

Small things for me today:
* check banking
* all meals from stores
* wrap up & return a dress that is too small for me
* working from home so saving petrol and time
* wrap up it's chilly here!
* hang put washing - might partially dry it off
* watch Breaking Bad tonight with our free Netflix trail
* open savings account - have seen the 52 week savings challenge which I'm going to join
* go for a run in my lunch break
* work efficiently! Opps I haven't even started yet!

Ok I better go get dressed and start work! Have a great day everyone x

SiberianHusky

Good morning everyone and thanks to ziggy for the kick off today

So, back to work this morning for me after a pretty chilled out weekend. We got the second coat of paint on our landing and I managed to deep clean the living room, dining room, hallway and landing too. I love a clean house lol!

On to today:

*Dogs out in the drizzle this morning - DONE (complete with semi-frizzy, semi-wispy hair)
*Stuck petrol in the car on the way to work - £60 only and has to last me to the end of the month! Eek!
*Make sure I only work 7 hours today, I'm giving way too much free time to this company since they removed flexitime!
*Book oldest dog into vets for his 6-weekly blood test
*Do a bit of filing at home
*Order gas bottles! Managed to make two 47kg bottles last 5 months this summer
*Start 30 Day Shred again. Did it before I went on holiday, saw amazing results (went down to a size 8), went on holiday and ate too much, undid all the hard work and results!
*Cook chicken tikka masala for dinner tonight - mmmmmmm
*Walk dogs in the drizzle again this evening - cue more frizzy and wispy hair
*Add hair conditioner to Tesco delivery!
*Put extra blanket on bed tonight - I refuse to put the heating on in September, especially after my gas bottle extravaganza.

Have a good day everyone!

ziggy2407

determined_new_ms wrote: »

Morning Ziggy thanks for kicking us off! Hope you feel the decision you have made is the right one for you. Once we've made the right decision the rest is easy!

Tis the right decision - didnt sleep well last night but am so much more relaxed today, no dicky tummy or anxiety

allydowd

ziggy2407 wrote: »

Well today is a new start for me (autumn/september always feel that way to me rather than Jan 1st) and I am putting my health, wellbeing and family first and with that in mind I made the decision to hand in my notice.

Ziggy: Good luck on your new path. We're here for you.

hampsterpoo

Today I am going to try to have a minimal spend day as DW & D are off to Bluewater !!!!

Sausage sandwiches all round for breakfast - done
I will check lotterypostcode thingy.
Check surveys as been neglecting them
Check ebay - listed 31 things yesterday , one for me 30 for daughter. Some watchers. Trouble is I also bid on 2 items I shouldnt have. So I need to stay off ebay.
Even though its raining I will go into the garden and dig out some tree stumps that have been there to long.
Dinner from freezer supplies.
Sort washing out . although not going to be able to dry it outside.
Photograph more stuff ready for next free ebay listing day.
Read a few chapters from book
Read yesterdays papers and then sort to give to work collegue who has a dog and open fire now the weather is going to turn.
General tidy up.
cheers

allydowd

Morning all, :wave:

The List:

:staradmin Foraging for blackberries as the rain has finally stopped. Success! Some will be crumbled tonight, the rest frozen.

:staradmin Need to do some online banking when the flippin' site is back up and running. Done. Got to the end of the month £2.18 in credit.

:staradmin Free entertainment: Listen to Radio 4 Extra through the Freeview.

:staradmin Job-seeking. ziggy: Have you tried www.indeed.co.uk for jobs? There's always loads of positions on there in our area.

specialkthefirst

Morning everyone, where has the weekend gone
My list for today

*pick up DS 12oclock from preschool, lunch from stores -done, we had egg on toast

*eb@y items ending, and list some more stuff!

*activate my shiny new and first ever credit card! To be repaid in Full ever month. Trying to get a good credit rating before applying for mortgage in next few years done! set up repayment for full amount every month and set up app on my ipad to keep on top of it

*no spend day today, nothing I need and no need to venture far the weather is pants! so far so good

*update PayPal details with new debit card details done

*waiting for postie for my Ariel 3in1 trail from supersavvyme postie hasnt turned up today

*sort out box of baby clothes kindly given to me by a friend


Hmmm think that's all for today, hope I get it completed :0)
Have a great day all x

right off to start dinner, from stores of corse, before oh gets home from work. will post again tomorrow xx:o

foxgloves

Morning Monday Money Savers,
I turn into a squirrel this time of year (Autumn is my absolute favourite), getting all the fruit & veg in, preserved, frozen, or whatever, so my lists reflect that.....sorry if it's getting boring.
Small positive things today:
*Laundry washed overnight on Economy 7, 30 deg, half powder. Reloaded & timer set for another wash tonight.
*Everything line-drying in this lovely sunshine.
*Make bread rolls for family visit tomorrow.
*Make biscuits.
*Pulled more rhubarb & stewed it.
*Picked runner beans & sliced to serve with dinner tomorrow.
*Rounded up latest windfalls & the handful of spring onions plucked from container by something naughty with a beak!
*Picked parsley for tonight's meal & also a bunch of sage which is hanging from kitchen beam to dry with a whole heap of other stuff.
*Froze more chillies.
*Dinner will be leftover spicy pulled pork I did on Sat in the slow cooker with rice & homegrown salad.
*Tomorrow's packed lunch made with the very last of the pulled pork, which is fine because mr f could eat my pulled pork till it's coming out of his ears!
*Do some Christmas present knitting - finished my cushion cover last night & made it up, even had a cushion pad the right size. Christmas gift currently on the needles is a man's sock in bright primary-coloured self-patterning sock wool. Can't cast on jumper as planned as found that the 2 sizes of needles I require are the only ones I don't have in my vast knitting needle collection!! Typical! Will buy tomorrow from local discount shop, but will try a charity shop first as they often have a big pot of 2nd hand ones on their counter.
Think that's it for money-saving jobs....plenty of others to do too, today, especially getting my horrible roots sorted out.....very boring job, but got a good audiobook on the go - a Swedish psychological crime novel....v dark & compelling & makes boring jobs simply fly by!
@ziggy - I didn't want to give up work, I loved my profession, but had got to the point where I couldn't keep my gob shut much longer. Sometimes leaving is the right thing to do. Good luck with job hunting. Sometimes you just have to do what is right for you x
Cheers everyone,
foxgloves x