csa question

Legacy_user

Hi

Anyone know for sure whether the csa can take account of new wife's savings (held in a sole account) when calculating maintenance for the man's children by ex wife. Is the new wife obliged to even give financial information.

Keep hearing conflicting advice so any help would be appreciated.

Thanks.

missprice

if you mean your new wifes savings and you paying maintenance

dont tell the csa about them. under the data protection act, your new wife could sue you for giving any of her personal information to the csa. also the csa dont need the info. they can calculate your maintenance without her details.
the only time its worth giving your new wifes info is if she is not working. means you pay less.

if you mean your wifes savings (ex wife)
they make no difference to the assesment you will be required to pay. if she marries a millionaire it will make no difference to your assesment.

there is a newsgroup for all questions related to the csa.
there are also 2 very good sites that i dont think i am allowed to mention.
but try having a look for one with nacsa in the web address

simone

System

Sorry, should have been clearer. I'm the new wife and they are my savings! ;D

I was made redundant a couple of years ago and have a nice amount of savings which cover me staying at home to bring up our baby daughter for the next couple of years.

My husband already pays the csa prescribed amount of maintenance, but in the event of redundancy/sickness etc I was wondering what would happen if he applied for a change of circumstances reduction. If he declared my financial position would they expect him to pay out of my savings.

missprice

maridley

very sorry, maybe i should have read the question properly. ;D

anyway the same answer stands. your money is your property and the csa have no legal right to know how much you have and/or earn. if they somehow get hold of any info on your personal details (does hapen) you can sue them for breach of data protection. (depends on how they got info) and you can also prevent them using the details of your finances to "help" their calculations.

your hubby only has to give info on his earnings and interest on his savings.
if you need more info, send me a message. please be patient though as i cannot get on this site everyday.

simone


btw his ex wife can ask for a departure on (usually) housing costs based on your ability to pay a share. however if you are not earning it wont be applied

simone

System

Thanks Simone, that's reassuring.

When you say he only has to pay on his earnings and interest on his savings, does that mean that the actual amount of his own savings doesn't have to be divulged, only the investment returns thereon?

Thanks - I will be patient ;D

missprice

maridley

play very safe and put all his savings into your name until after the assesment. better still give (loan) his savings to a family member (pref someone who will give it back later)

csa will ask how much he has in savings (no point lying) they can and sometimes do check. if he refuses to give the info they "assume" an amount (pick a number and double it) and they also "assume" a return of 5%.

so to actually answer the question. they will ask and he must not lie, however if he has recently "paid a debt off" then he is not lying about his lack of savings

as an afterthought , only taxable income can be used in the assessment. if you need a hand with working out his assessment prior to the csa or after to see if they got it right, i am available.

simone

System

Thanks very much Simone, much appreciated.

All his savings in my name methinks! ;D

filigree_2

The only time your finances count is if he lives a lifestyle far more affluent than his income can support. If you win the Lotto rollover and buy him a fleet of sports cars, then possibly he'd be asked for more child support.

If you're just ordinary folks on ordinary wages they only assess the father's income.

missprice

filigree

i wish that was true, however the csa can be real bullies about information discovered about the new partners earnings/savings.

i know so much about the csa because i was asked for my details even though i was not living with bfreind.
he felt bullied into handing over some details and i then sued both of them (the bfriend and csa). since then i made it a soap box issue and help everyone that i can with csa problems.

there is now the new system cs2 and they "claim" they only ask about partner to make sure no one pays too much. but all too often the new partner income is added into the mix when the assessment is calculated. for certain any child benefit and family tax credits are used in assessment if they are in absent parents name.

i have seen this happen far too often to believe its the exception.

simone

iluvfreebies

hiya Maridly
If the case is on the new system i.e effective after 01/03/2003. the csa do not need to know about you at all as none of ure information is relevant. If you have any children in your household you should advise of this as an allowance is given for these prior to the assessment being made. this is regardless if the children are from a previous relationship.

kewns

hello i was wandering if anyone could give me some advice
my girlfriend left me we have a 13 week old baby
she has already contact the csa am just waiting for them to contact me
i have sever debts which am trying to slove also trying to keep contact with my daughter but she is being very nasty and demanding i have here when she wants. am trying to be civil as possiable she knows i can not get legal asistance as i have been and i can not adfford at this present time
as i am on a good income 16000 a year. but due to all these debts and regular outgoings am luckly if i have 40 pound left at the end of the month
am really at my wits end i know now that i have got to get my life in order
ive heard all different storyies about csa that they will take have your income and that they are nasty and am scared to be honest thats why am being so nice to try have some quailty time with my daughter and work full time
my ex girlfriend is just being nasty i understand she going though problems but
it was her decsision am at the point of walking away altogether
i seem to be going on a bit too much
i just dont know wot to anymore shoukld just wait til the csa come or just go to them myself
if you can make any sense out of it i would be most grateful for your help
cheers
ste