Debt total then & Debt total NOW

ilovelondontown

I'm throwing money at my debt like it's going out of fashion and I'm finding myself going through a bit of a slump in my motivation to keep going- to the point I'm starting to get tempted in to spending again :eek:

Willpower will prevail but I need a bit of moral boast and a reminder of what you get when you work for it.

Please feel free to post, if you so wish:

Debt at LBM: £11500 Debt currently: £3950

If you've recently had your LBM post what you project your debt total will be in 12 months time

fed_up_with_debt

That's fantastic, you've done so well. You're so close to being debt free, don't throw it away now!

[Deleted User]

I thought I'd had a LBM years ago, and paid off my debts, but I was wrong and a combination of 'wanting' things, moving house and trying to keep up with others has meant that I am back where we started.
It was only because I was living with my parents that I managed to pay off my debts easily last time, but having a proper LBM and realising you are going to have to work hard to fix things and change your way of life is a totally debt-free journey.
Only now I know I have had my LBM, and am so determined to get there. I'm now constantly checking what I buy, reading and making plans with ideas from the forum and the thought of being debt-free by the end of next year, in time for Christmas, is a big goal for me. I have started shopping at Lidl, meal planning, going without things, planning ahead etc and so far I'm don't feel like I'm missing out too much. I plan to have a few treats every now and then - new bag, a haircut or a pack of biscuits, but everything within reason and not on the cards!

My debt-free journey has only just begun - I owed £10,504.89 and my current debt stands at £9998.

pogg000

15 Months in

Debt at highest unknown lol.

Debts when I found this place £11500, debt now £5000.


But lots of things have changed to make it easier.