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Mortgage decision question?

Just wondering how people here received mortgage approvals / declinatures. Did you find out by letter, telephone, text, etc? Cheers

Comments

  • Yes, all of those
  • Cheers.

    Thing is, I recently applied for a mortgage, rang for update yesterday and was told I'd get a call by close of play today and that application is with underwriting. Just wondering if its likely to be good news or not so good news...
  • ACG
    ACG Posts: 24,884 Forumite
    Part of the Furniture 10,000 Posts Name Dropper I've helped Parliament
    nobody will know that until the time comes.

    If you have passed the DIP and supplied the required evidence there is no reason for them to decline it - assuming your bank isnt overdrawn half of the month.
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • Thanks for the reassuring info ACG.

    Just had the call - approved subject to valuation. They just wanted to take card details for it
  • amnblog
    amnblog Posts: 12,782 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    call back at 3pm if you have not heard or they will forget you until tomorrow

    [sorry just missed that last post - congratulations]
    I am a Mortgage Broker

    You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
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