C&G customer retention products

Southend1

Hi all

My fixed rate with C&G ends in November and I'm trying to work out what retention products they will be able to offer. I phoned them but they said to call back when there's less than a month to go. The website is really confusing and although the rates are listed I can't work out which would apply to me.

I will have 23 years remaining, £105k owing. House worth £160k, maybe a little more but assuming I will be over 60% LTV. Took out my mortgage with them 2 years ago so reversion rate would be homeowner variable at 3.99%.

Can anyone help me understand what they will be able to offer? Then I will be able to decide whether to stay put or remortgage elsewhere.

Thanks for reading

Thrugelmir

Website seem straightforward enough. Follow the existing customer link.

http://www.cheltglos.co.uk/mortgages/existing-customers/

Southend1

It does *seem* straightforward but it says...


Step 1. For customers who applied for their current deal before 1 June 2010, use our swiching calculator to find the right deal for you. For customers who applied on or after 1 June 2010, use our mortgage repayment calculator to find the right deal for you..


So the switching calculator doesn't apply to me and when I go to use the mortgage repayment calculator it leads me to a whole world of confusion!

dimbo61

Website is confusing for existing customers!
They have a 5 year fix 60% LTV max at 2.99% with NO fee

Southend1

Thanks dimbo. Don't suppose you were able to work out what rate they would offer for 60-75% LTV?

dimbo61

Sorry I can not put in your information but if you search the C&G website you might find what you are looking for.

My current mortgage deal is ending - what are my options?

Switch to a new deal the easy way
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