Tuesday 3rd September - What Small DFW Things Will You Be Doing Today??!

Pippilongstocking

allydowd wrote: »

The List 2

:staradmin Investigate changing quarterly TV Licence payment to monthly to make it more manageable. Can't! They want four more months payment up front before changing it over; I'm already paying three months ahead! Apparently this is "policy" as they class the licence as a "permit" not a "service" and can therefore legitimately require "permit holders" to pay up front. Unbelievable. Can I cancel it off my bank account and my OH take out the licence out on her bank account to avoid this? Nope, we're both named on the licence. This is news to us.

Its so annoying isn't it.

I don't think there's any way around it.

:cool:

La_escocesa

Hi everyone :wave:

Oh Zigster – I hope your colleagues are around to help – don’t go putting pressure on yourself to get everything done.

Pip – I think you should self publish! What about e-book publishing??? You should check out Leonie Dawson – she’s got a free download on her site about how she made $$$ from her blog. Yours is fab – I love your writing – I’d buy your book.

Ally – yip, v annoying up front but it would get better after a few months. Is the upfront monthly payment not about the same as what you would pay for the quarterly payment though? I thought that would work out about the same. I might be missing something though – things are going over my head today!!

Here’s me:
Continuing crochet project for pal’s baby
Bit of voluntary work
Prepping/Advertising my new class starting tomorrow :j
Pondering some more about my long term business plan…
Packed lunch
Took pooch out a walk at lunch time – not shopping or paying a dog walker
Tidy around somewhere in the chaos that is home sweet home – maybe try and tackle the utility room again :eek:
Changed dog food on subscribe and save – chicken is now cheaper than lamb so the hound can try that
Checked other things on subscribe and save – getting more important now I’m embracing carless life…honest
List watch on ebid – thanks ALLY for the link to that site – looks much better than e bay :A

Big love guys.

BTW – my 4 year ‘anniversary’ of being on this very thread has just passed! Can’t believe how long I’ve been part of this. It has helped me so much (even though someone looking in would say that it hasn’t as my debts have recently gone up instead of down…) – I can’t imagine what mess I would currently be in if I’d continued spending £5 a day on lunch at work, £60 a month on make up and toiletries, another £50 here and there getting my nails and hair done and god knows what on clothes and shoes. :eek:

opal1221

I'd like to contribute retrospectively to what a money saving day I've had! Free paper using I coupons, free blackberries from local foraging, old mattress listed on gumtree, washing on the line and a NSD to top it off. Woo doing well today!

allydowd

The List 3:

:staradmin Picked blackberries while out on my 5 mile hike. Free fruit and entertainment.

:staradmin Treated wasp stings(!) with vinegar.

:staradmin Dinner was burgers made from oddments.

:staradmin Electric alarm clock off during the day.

La_escocesa wrote: »

Ally – yip, v annoying up front but it would get better after a few months. Is the upfront monthly payment not about the same as what you would pay for the quarterly payment though?

Nope. If I were to continue paying quarterly I'm paying £38-ish every three months, and that's paid 3 months in advance. The trouble with this is that it's a big hit four times a year so I thought, why not ask to pay monthly, that should be easier.

However, if I switch to monthly payments they want to take the £38-ish payment this week and another 3 months at £12 today and then start my Direct Debit next month, because new monthly payees have to pay 6 months in advance for the service.

So I might as well stay as I am. As Pippi says, there's no way round it. Oh well, c'est la vie.

foxgloves

@ally - I had a similar sort of thing with TV licensing a few years ago. We pay quarterly & I wanted to change to paying monthly. I phoned them up & the conversation went something like this:
Me: Hello, I currently pay my licence fee quarterly & I understand it's possible to pay monthly.
TVLP (That's TV licensing person): Yes, that's right.
Me: I'd like to pay monthly then, please.
TVLP: You can't change your payment arrangements at this time. You have already paid two payments.
Me: Yes, that's because we are half way through the year & I currently pay quarterly. I'd like to pay the remaining 6 months' worth of licence at 1 payment a month, starting next month.
TVLP: We can't do that, I'm afraid.
Me: But you've just confirmed that you do offer monthly payments.
TVLP: Yes, we do, but you need to wait until you receive your new licence THEN you phone us as soon as you get it, & we change your quarterly payments to monthly ones.
Me: But there's absolutely no way that you can do that now.
TVLP: No!
(In the end, as my debts shrank & my budgeting skills got stronger, I left it as it was, but I can't see the logic to this......sounds very 'jobsworth' to me).
f

ziggy2407

ShootForTheMoon wrote: »

Ziggy, I never manage to sleep much before my first night shift - think most of us have the same problem!! I exercise loads and try to get the adrenaline to pull me through - most of us crash by 4am though! On the plus side, it helps me sleep through the next day if I'm really tired coming home in the morning, which makes the second night shift much more bearable!! x

My daughter is an Intensive Care Nurse and I always feel for her when shes on nights but like you say you get into a routine and find what works for you and your life

Pippilongstocking wrote: »

.
Set up wholesale account for edible 'wedding' woodland

Intrigued

AlexLK

*Stopped myself buying a £279 coat.
*Walked by the coffee shop and waited until I got home despite feeling a little thirsty.
*No wine with evening meal.
*Had a cheap dinner of pie and chips that we'd been meaning to eat for a while.

allydowd

foxgloves It's all a giant revenue raising charade if you ask me.

happytails

Pippilongstocking wrote: »

Its so annoying isn't it.

I don't think there's any way around it.

:cool:

Cancel it entirely We havent had a TV licence for 3 years and never miss watching TV. You can legally watch anything on the internet (like iplayer or 4OD) as long as its not live. So if we want to watch a program we watch it an hour after its been aired. Problem solved, saves £145 or whatever it is a year with the added bonus of pausing for loo breaks when you need to

Pernicious

I second this!