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day 1!

the_little_plum
the_little_plum Posts: 3 Newbie
edited 2 September 2013 at 10:28PM in Mortgage-free wannabe
170,000 gold blobs to go! :eek:

Comments

  • Tahlullah
    Tahlullah Posts: 1,086 Forumite
    What are you planning to do to reduce it to 169,999 gold blobs?
    Still striving to be mortgage free before I get to a point I can't enjoy it.

    Owed at the end of -
    02/19 - £78,400. 04/19 - £85,000. 05/19 - £83,300. 06/19 - £78,900.
    07/19 - £77,500. 08/19 - £76,000.
  • Alchemilla
    Alchemilla Posts: 6,276 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    What are the challenges?
  • Tahlullah wrote: »
    What are you planning to do to reduce it to 169,999 gold blobs?


    I have resisted one reduced chocolate eclair!
  • the_little_plum
    the_little_plum Posts: 3 Newbie
    edited 3 September 2013 at 11:21PM
    Alchemilla wrote: »
    What are the challenges?

    challenge is to OP every month in year 1, as much as possible, to allow more freedom to do things we want in years 2-5 of the fixed rate and to prepare for the worst/inevitable come year 6...

    big challenge is that I literally don't spend any money on me, so no way to reduce outgoings! so we are planning to make best use of "ingoings" whilst we both have a job.

    also plenty of work to do on the new place! and it's our first, we are newbies!

    am so keen I'm actually only on day -7
  • Alchemilla
    Alchemilla Posts: 6,276 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    You could share your strategies for spending zero on yourself?
    Have you conquered the person in the mirror as Dave Ramsey would say?
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