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Specific Mortgage reclaim template letters

TequilaMockingbird
TequilaMockingbird Posts: 37 Forumite
in Reclaim mortgage fees, council tax, etc
Hi

Can't find the link to the mortgage reclaim template letters... Could someone please show me the link?

Just remembered I sent two of my closed mortgage companies the 1st letter (about MEAFs) & requesting credit agreement copy over a YEAR ago....

Thanks all!

Comments

  • dunstonh
    dunstonh Posts: 121,388 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Can't find the link to the mortgage reclaim template letters... Could someone please show me the link?

    That is because there isnt any. There are no known issues around currently that would allow you to "reclaim your mortgage". The only real issue of concern (according to the FOS) are those that went with subprime lenders when they could have used prime.
    Just remembered I sent two of my closed mortgage companies the 1st letter (about MEAFs) & requesting credit agreement copy over a YEAR ago....

    Mortgages dont have credit agreements. They are not regulated under the consumer credit act.
    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
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