Information Commissioners Office Mortgage Data Protection Act Issue

potatoefeet66

Thanks for your advice.

re income, I never submitted the income figures as I was never present for any face to face mortgage application,or any other form via phone mail or proxy.

I already held the mortgage it was current and still is.

The wrong doings are documented which to date the lender has refused to provide any explanations for.

The individuals have been complicit in the frauds.

Furthermore your dead right re self cert or fast track mortgages, But you and dave have not answered the issue and question I asked, that If i had been asked by advisor to provide income proof as she stated in her log, and then I turned up without any, why did any application supposedly get completed?.

The issue not about my income its about my rate and always has been and the fact I was never present for any applications.

Cheers

Moby_Tide

So trying to piece together what is just a mishmash of keys being hit on a keyboard, if I give some options can you say which is closest, lets start with the beginning and work forwards

2005

a) A bank has forced a mortgage on you against your will that you didn't want nor apply for, but you've carried on paying it anyway

b) You applied for a mortgage, the bank were happy with the application you made, the bank gave you a mortgage

c) You applied for a mortgage, you shouldn't have been granted one based on your application income figures, but the bank granted you a mortgage anyway

And now jumping forward to 2009


a) A bank has forced further lending on you against your will that you didn't want nor apply for, but you've carried on paying it anyway

b) You applied for further lending, the bank were happy with the application you made, the bank gave you a mortgage

c) You applied for further lending, you shouldn't have been granted one based on your application income figures, but the bank granted you a mortgage anyway

potatoefeet66

Moby_Tide wrote: »

So trying to piece together what is just a mishmash of keys being hit on a keyboard, if I give some options can you say which is closest, lets start with the beginning and work forwards

2005

a) A bank has forced a mortgage on you against your will that you didn't want nor apply for, but you've carried on paying it anyway

b) You applied for a mortgage, the bank were happy with the application you made, the bank gave you a mortgage

c) You applied for a mortgage, you shouldn't have been granted one based on your application income figures, but the bank granted you a mortgage anyway

And now jumping forward to 2009


a) A bank has forced further lending on you against your will that you didn't want nor apply for, but you've carried on paying it anyway

b) You applied for further lending, the bank were happy with the application you made, the bank gave you a mortgage

c) You applied for further lending, you shouldn't have been granted one based on your application income figures, but the bank granted you a mortgage anyway

Now what Im about to say is really going to ruffle some feathers....

Its the lender who is in effect saying, that I forced them into conducting the application to make a lump sum reduction of my existing balance upon simultaneous porting.

So nothing you said is correct moby sorry.

holly_hobby

Moby .. really .. escape whilst you can .... (read Mr P's other threads for a handle on what to expect).

H x

Morgage_Confused

Ive got the flux capacitor.

potatoefeet66

Id Like to thank all the professional posts irrespective of whether you had managed to understand the issue of a lender mortgage application frauds.

Weakest line of defence is to attack the individual, thats also a fact.

Please lookout for my forthcoming threads on valuation fees and FOS complicity of fraud. Thank You.

holly_hobby

Nooooooooooooooooooooooo ........ :wall:

- Just playing with you Mr P.

H x

mrginge

I cant wait for 'turniptoes: the movie'

holly_hobby

mrginge wrote: »

I cant wait for 'turniptoes: the movie'

:laugh: You naughty man .... but you did make me giggle

H x