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Standard Life Endowment. Help Please!!

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Comments

  • JoeK_3
    JoeK_3 Posts: 1,374 Forumite
    Well done Crazy Saver.

    Now there's guy who undrestands!

    Many thanks for your input

    JoeK
    I am an Independent Financial Adviser.
    Anything posted on this forum is for discussion purposes only. It should not be considered financial advice. Different people have different needs and what is right for one person may be different for another. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser who can advise you after finding out more about your situation.
  • Crazy_Saver
    Crazy_Saver Posts: 351 Forumite
    Part of the Furniture Combo Breaker
    JoeK wrote: »
    Well done Crazy Saver.

    Now there's guy who undrestands!

    Many thanks for your input

    JoeK

    I can go one better than that Joek..........I'm a girlie:rotfl:
    If only I knew then what I know now :)
  • JoeK_3
    JoeK_3 Posts: 1,374 Forumite
    I can go one better than that Joek..........I'm a girlie:rotfl:

    Nice one, lol

    JoeK
    I am an Independent Financial Adviser.
    Anything posted on this forum is for discussion purposes only. It should not be considered financial advice. Different people have different needs and what is right for one person may be different for another. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser who can advise you after finding out more about your situation.
  • EdInvestor
    EdInvestor Posts: 15,749 Forumite
    Today's endowment survey in the Mail on Sunday may be of interest:

    http://www.thisismoney.co.uk/mortgages/endowments/article.html?in_article_id=421878&in_page_id=55&ct=5
    Trying to keep it simple...;)
  • dunstonh
    dunstonh Posts: 120,211 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    EdInvestor wrote: »

    That doesnt say anything new at all. Indeed, it highlights the same problems we have said so many times on here before. The projections are not a reliable source of data when taken alone to decide if the endowment is on track or not.

    Looking at Standard Life, as this thread is, you dont have the terminal bonus or the mortgage promise value included in the projections. So the projections could easily be falling short on paper but realistically heading for a surplus.
    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
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