Lost my bottle!

earwig

Broken_hearted wrote: »

As I've said before when we were on the verge of bankruptsy I went to the council and got nowhere. I was put on the list and years later I'm still on that list. I have small children and they couldn't care less.

hi bh
the key to help with councill housing is your housing need if the op had an eviction notice then by law under the housing act they would have to help but if the op hasnt got an eviction notice then like you the coucill will just put the op on the list and will be left to rot

i sympthies with you as the coucill say we are not in a housing need but to pay the private rent my oh has to work 5.30 -6.30 six day a week just to pay the rent our rent is 600 per month the same house next door which is councill the rent is 290 per month but we are on the list and have been for five years i have accepted that they are never gonna house me untill my landlord evicts us and for that day i cant wait

wherediditallgo

earwig wrote: »

that is true however as a homless person under the act they will have to re house the op by law and they will be at the top of the lists as they are homless as i say speak to the housing office they willl help

That very much depends on the borough. Speaking only for mine, if you are homeless, their obligation to you depends on (a) whether they think you are intentionally homeless or not, (b) whether you have dependents or are yourself dependent, & (c) whether you are classed as vulnerable, either through illness, disability or social circumstances (for instance, homeless because they left a violent partner). A council will more than likely put the OP on the housing list. However, as a single person who is able to work & can afford private rental, they will have very low priority. A lot of councils also now operate a bidding system, where the OP would have to establish their need & their priority in order to have a hope of getting somewhere - saying they're homeless wouldn't be enough.

Also, bear in mind that even if the OP is treated as homeless, the council's way of resolving that could be to put them in bed & breakfast, which is itself in very short supply & which also has a waiting list for it. Their chances of being accommodated by the council are virtually nil unless any of the circumstances I've given apply.

MissMuppet

Thanks for all your replies, sorry I'm a bit slow in replying my broadband is taking forever to be set-up!!
I've only lived here a week and I feel that my landlord/managing agents might find it strange that I'm suddenly going bankrupt. Obviously I do need to do what's best for me and I think this is the way, I just really don't want to be in a homeless position. I'm unemployed right now and claiming benefit so as long as I get that my rent will be paid, my landlord doesn't know I'm now unemployed which is something else could prove dodgy for me!
Why is nothing ever simple when it comes to money... thank you again for all the replies, you have put my mind at rest a bit.

wherediditallgo

MissMuppet wrote: »

TI'm unemployed right now and claiming benefit so as long as I get that my rent will be paid, my landlord doesn't know I'm now unemployed which is something else could prove dodgy for me!
Why is nothing ever simple when it comes to money... thank you again for all the replies, you have put my mind at rest a bit.

That's the way to look at it. Years ago when I was out of work, my landlord didn't have a clue when I wasn't working full-time (I was temping) because I got the housing benefit given to me & I paid him on time every week without fail. I'm as certain as I can be that, as long as you're a good tenant & your rent is paid on time, your landlord won't care that you're BR. That clause is just there for them to use if they need to - in practice, very few of them enforce it.

allofadither

I was thinking that even though the BR clause is in the tenancy agreement it doesn't stipulate that you actually have to tell the agent/landlord, not unless they ask.

MissMuppet

allofadither wrote: »

I was thinking that even though the BR clause is in the tenancy agreement it doesn't stipulate that you actually have to tell the agent/landlord, not unless they ask.

I read on here somewhere that the OR might tell the landlord or agents, although don't know this for sure.

allofadither

MissMuppet wrote: »

I read on here somewhere that the OR might tell the landlord or agents, although don't know this for sure.

Yes that is true. But again the key word is 'might'. The OR doesn't have to tell the landlord and in my case she didn't. This question crops up quite regularly and I recall someone who worked at a lettings agency saying that in the 10 years or so she had worked there only one landlord had ever asked a tenant to leave because of BR.

I realise it's a worry, I had the exactly same worry, but if you go BR it's a risk you have to take.