Electoral Roll

ederj

Hello,

Mrs and I are looking into shared ownership property/mortgage.

I have a experian score of 999 and noddle of 4/5, I haven't been able to check Equifax yet as some security question is asking me to complete is not quite accurate so I have to give them a call....but this is a different matter....

I am brazilian and as such unable to register myself on Electoral Roll and this is a important part of credit check as far as I can gather.

Can anyone let me know of the alternatives/equivalent so this can't affect my credit score?

Thank you all in advance....

robatwork

Do you have a credit card?

If not get one and pay it off each month.

I believe that helps boost your credit record and demonstrate you are a good risk.

ederj

robatwork wrote: »

Do you have a credit card?

If not get one and pay it off each month.

I believe that helps boost your credit record and demonstrate you are a good risk.

I have a credit card since 2008...just the one though...

Goldiegirl

When you come to apply for the mortgage, they will ask why you are not on the Voters Roll.

As long as there is a good reason for it (eg being Brazilian and not eligible) it shouldn't adversely affect your mortgage application.

Experian_company_representative

You can also add notes to your credit reports explaining why you aren't registered to vote, which might help you. More details here on how to add one to your Experian report.

James