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No Morgage home for £5000?

I've been having a mooch about on Rightmove and I keep seeing these properties from SmartHouseMoves offering no morgage homes for £5k or less in some places.
I've had a look on their webpage because I am not stupid enough to believe it. But I can't for the life of me work out what the catch is, I know there must be one and being a curious sort I wondered if anyone on here knows?

http://www.rightmove.co.uk/estate-agents/agent/Smart-House-Moves/Wolverhampton-102938.html
Happily married mama of 5

Comments

  • Wh05apk
    Wh05apk Posts: 2,938 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    At a guess I would say it's either some sort of scam, or the properties have serious structural problems and are unmortgageable?
    I am a mortgage adviser.
    You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • Ahhhhh so you buy it for 5k but its unsafe - and it'll cost you a bomb to fix them.
    So perhaps if you were a builder etc you might be okay looking but the average person looking would need to get someone in to do it at a huge cost im guessing.
    x
    Happily married mama of 5
  • Mallotum_X
    Mallotum_X Posts: 2,591 Forumite
    Part of the Furniture Combo Breaker
    No Mortgage Needed HomePay £5k and move in tomorrow - low monthly payments thereafterIdeal for Investors, First Time Buyers and people excluded by the banks from becoming homeowners.Applicants considered who haveBad Credit - incl.

    They are in effect providing the finance, you then pay back a "low monthly payment"
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