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Is it worth cleaning my credit history
dg141
Posts: 28 Forumite
Hi I was made bankrupt on 22 July 2008 meaning I only have about 11 months till the magic 6 years post bankruptcy date.
What I would like to know is, is it worth me bothering cleaning my credit file as I was looking at my history and there are about 4 defaults still on. Or if I wait until July next year will everything be clear on my file anyway.
Cheers for answers
What I would like to know is, is it worth me bothering cleaning my credit file as I was looking at my history and there are about 4 defaults still on. Or if I wait until July next year will everything be clear on my file anyway.
Cheers for answers
0
Comments
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When was the last default dated?BSCno.87The only stupid question is an unasked oneLoving life as a Kernow Hippy0
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Thanks for replying.
Three of my defaults on my file are in September 2008 but the date of one account shows that my last default date was 5th December 2008.
Thanks0 -
In that case, if you don't get them corrected then between July and December next year you will still have defaults on your report that should not be there.
If that will be an issue for you, then write to get them changed. If not, then it's your call really.Free/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB
IVA & fee charging DMP companies: Profits from misery, motivated ONLY by greed0
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