Car, job and BR

lilybankrupt

I'm currently looking for work to combine with self employment, whilst also preparing for BR. There are a couple of roles I'd like to apply for but I'm concerned about the car rules.

I know a car up to £1,000 value is allowed if essential, but the jobs I've seen involve a lot of travel - hundreds of miles a week - and all the cars I've seen for £1,000 are already really high mileage and I can't help thinking they are going to be unreliable.

Does the OR allow any leeway in the value for genuine reasons? I don't mean a car worth loads, but it seems if you look nearer £2,000 the cars are in much better nick!

HappyMJ

Have someone else buy and own the car. You then rent it from them. If you don't know anyone you can buy a car on HP. You aren't the owner of the car and the HP payments are an expense. You would have to find a company with a low up front deposit.

lilybankrupt

Hmmm I don't have anyone who would be able to buy a car, I did think of HP but had assumed my rubbish credit rating would rule that one out

tigerfeet2006

HP is probably not a good idea. Most HP companies will take back the car if you go BR. If by any chance the HP co. allow you to keep the car (and this is rare) then it is down to the OR to allow the payments in your SoA and this is not guaranteed and very much down to the individual OR and it is very hit or miss.

If you do have any one who will buy a car and then let you have use of it, then that is fine.

You could also buy a car of greater value and then get someone to pay the difference to the OR.