Wed 21st Aug: What DFW things will you be doing today?

allydowd

When we start out on the Debt-Free Wannabe trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important. :money:

allydowd

Morning,

Thought I'd get up early today as I've lots to do.

The List:

:starmod: Make a quiche with milk rather than cream. Haven't done this in years and we've got a glut of eggs. (Link) Also made two pasties with left over pastry, some mashed potato for the freezer, lentil soup, chocolate cake, blanched some daikon, cookedtwo baked potatoes and made omelette 'mix' for tomorrow's breakfast.

:starmod: Walk to Post Office if it ever stops raining.

:starmod: Cut OHs hair using clipper kit. Free haircut!

:starmod: Job-seeking: I will get another good job.

:starmod: Look at BzzAgent and see when/if they're going to send me free products to test. (Link)

Post Office Strike Action:

Check if your Post Office is striking next week. (Link)

LittleMissDetermined

Good morning

Today is another NSD for me (with the exception of obligatory PAD)

* Made packed lunch and remembered to bring it to work
* Dinner tonight from store-cupboard
* Free water, tea and coffee all day
* Made my PAD of a £2.88 banking round down to credit card

I need to call pet insurance to get a claim form, the bonus is that the vets are going to sort it all out for me and I will end up with a little credit on my account as the first bill was more than excess... Saves me the hassle anyway!

This evening will be a spend-free snuggle in front of TV catching up on our faves, still abstaining from alcohol in the week as I am reaping the benefits - :T

Supposedly a fine day so will get more washing on the line (aside from free drying it makes it smell lovely )

Have a super day

LMD x

littlepinkstars44

Morning everyone, had a nice wee lie in this morning...yes my lie in is classes as 9am!!
Day off today, and going to the cinema tonight, already paid for out of last months wages! I cannot wait to see City Of Bones, I've been waiting years for this film!!
Anyway today's list:

• Check banking done
• Check surveys done
• Check Ebay accounts done
• Check Etsy done
• Check Quidco done
• Have a look for some freebies
• Finish packing up mould orders done
• Pack up all other orders done
• Post orders done
• White washing on and hung up inside to dry done
• Pop round to my grandpa's (he's still on the clear out bug!!) done
• List 5 things on Ebay
• Cinema date tonight with OH

happytails

Morning all,

Got a lovely headache today, probably from the long day and late night yesterday and the fact my 9 month old had me up at 12.30 and 4.40 then up at 7.15 very upset every time poor babe.

Enjoying a cup of tea with some biscuits (finishing off the packet, i dont plan on buying more)

Need to make a meal plan - nearly done. i know what im cooking just not when

Going to do a Tesco shop today online - done

Need to package up 1 parcel and post it. Was hoping to walk with the kids but its raining. - tomorrow

Ahh need to nip into nursery and get my prescription as forgot yesterday so dont feel too bad if i drive now! - done

Got my Aunt coming at 5 to pick up a bag ive sewn for her friend. Just charged her materials at £4 - on her way - she gave me £5 bonus!

At a friends for dinner so free food and good company - lovely sausage casserole and ice cream for dessert

The husband is doing 2 hours overtime tonight - done

Got the first wash load of the day on, quick wash :T - 2 loads done

Will be writing a list of things we need to sort before the weather turns if i get chance.- tomorrow as I'm shattered!

Sarah x

La_escocesa

Hello

Here’s me:

Cheapo bus travel
Updating my master money spreadsheet with extra £££
Pay cash into bank before I spend it!
PAD to cc
Send an email round work encouraging folk to come to my yoga class

Catch up soon y’all

x

foxgloves

Hi all,
Today's stuff so far:
*Horribly large pile of ironing done - switched off for last garment.
*Mended a sheet.
*Watered veggie garden.
*Did a few surveys.
*Picked big bunch of Honesty seedpods. Going to piggle them later to fill large vase in guest bedroom. To think I almost paid money for a bunch of dead twigs in Wilko's when I can just use my own dead twigs from home, lol!
*Do the meal plan tweaking that dropped off yesterday's list so that budget has a better chance of stretching over the BH.
*Plan what to cook for tomorrow's lunch when friend comes over, using entirely stuff from garden/store cupboard.
*Made bread & pizza dough.
*Put £10 M&S vouchers received today through the post in the 'Clothes' Piggy. (From M&S credit card loyalty points. Since being debt-free, we only use the card for petrol, which we budget for anyway, & occasional other items of planned spending. It's paid off in full at the end of each month, so when we get a few vouchers, it does feel like free money& therefore a Good Thing)
*Remind mr f to research prices for a couple of king poles as not long till our camping trip........whoooo-hoooo!
That's it from me. Doubtless other bits of stuff will crop up throughout the day.
Cheers,
foxgloves x

Pernicious

Hiya,

Thanks for starting us off Ally. I didn't know you could freeze mashed potatoes!

Today's plan:-

• Making use of free water at work
• Charging phone at work
• Staying in for my lunch break to avoid spending
• Food from stores, lunch is using free rolls leftover from party at weekend
• Dinner from meal plan
• Log calories & exercise on free apps
• Checked postcode lottery & birthday bingo
• Check online banking & DH's
• Check for new mystery shopping opportunities
• Enter some comps
• Do some surveys
• Declutter & flylady
• DH hopefully doing some overtime this evening
• Check if cashback has tracked
• Left hair to dry naturally
• Washing on eco setting using less than recommended dose of washing liquid
• Hang up to dry
• See if my ex can fix my graphics card instead of buying a new one

Have a great, MSE day everyone x

allydowd

Pernicious wrote: »

Thanks for starting us off Ally. I didn't know you could freeze mashed potatoes!

We often do it. I reheat them by boiling them in a bag. I find them watery if you nuke them. Some folk prefer not to add the milk/butter before freezing.

allydowd

foxgloves wrote: »

*Remind mr f to research prices for a couple of king poles as not long till our camping trip........whoooo-hoooo!

Go Outdoors stock poles. (Link)

ShootForTheMoon

Hiya MSE'ers!!

Another mad day at work today!! Finally home and sitting down with a cuppa to chill out!! Today's list for me looks like this:

Work 7-4, take lunch & lift share as usual.

Check banking! All ok... another NSD today!

OH worked overtime today - all going to the holiday fund!! Also has just proudly announced a NSD!! It's contagious!!

Nectar Adpoints, Swagbucks and maybe enter some comps later on

OH's turn to cook dinner from the goodies Mum and Dad sent us home with - Chicken, beetroot and fresh greens

Swim tonight for an hour - quick mile should be fine tonight

Iron my uniform for the rest of the week.

Hope everyone has had a great day!! Xxx