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First Direct- great deal :)
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so unsurprisingly i did not pass their affordability check. did not seem to like i have a car lease and student loan from my salary. they are deducted before i am paid and they can see from my accounts the wage is more than enough
back to the broker to apply for woolwich now.
they also said they can see from my credit report i have joint mortgage and i only applied for a sole mortgage. i have a sole mortgage but it is guaranteed by mum so we are linked by coop mortgage on credit report. assume this will not cause problems with woolwich? broker is aware i currently have a guarantor mortgage and has already confirmed that mum is not on deeds:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j0
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