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Mortgage for self employed
Comments
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Interesting view point, I have never charged a fee, and do not see too many problems in placing this business with a high street lender.
My view of fees is almost the opposite, brokers charging fees, can often be "greedy" and have less incentive to follow through to completion.
Like everything in life, there are good and bad of both sorts.I am a mortgage adviser.You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0 -
I charge my fee on application but refund it if the lender declines it - so its in my interests to get it through, i dont see why someone should outlay money if they dont get what they came to me for.
I completely agree though, there are people who will charge 3% upfront and not refund it if it gets declined those people are greedy (and thats a polite way of describing them).I am a Mortgage AdviserYou should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0
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