overpayment and banked hours

haltom

marybelle01 wrote: »

The reason you can't remember is because it doesn't exist. If the OP is taken to court (which will result in them ending up owing even more money) then the court will allow them to pay what IT thinks is reasonable by assessing income and expenditure. However when that happens the court also decides what it thinks is reasonable expenditure and that doesn't include much. So things like any holidays, weekends away, nights out, TV packages etc are not on the list. It is a very basic list with strict limits on cash. The last time I looked, for example (and it wasn't long ago) I think they allowed £30 for a single person for all food and other expenses, travel to and from work, and the like. It isn't an easy option.

Thank you this is exactly the information I am after I don't have and never did have 4000 when I left. The information I was given by the union was incorrect, then the company combined the overpayment and banked hours there words of description not mine and left me a debt during a recession which I can not afford I was asking advice on what the company would accept.

ValHaller

haltom wrote: »

So were I am now is the company is asking for both amounts in cash I have asked for details of why and were etc but they insist I must pay even threatening personal bankruptcy against me. The amount is for just under £4000 now what im asking is how much is reasonable to offer in either monthly payments or a reduced amount lump sum.

Until they provide details of what you owe and how it is made up, with careful work on your defence you can avoid a CCJ. So don't go down the path of negotiating until and unless you get some details

marybelle01

Nobody except them can tell you what they will accept. But I wouldn't expect much generosity from them. Despite your happily avoiding any questions asked and failing to explain anything about how this all happened - because explanations do actually improve the advice people can give you, and the answer of mine that you actually liked wasn't an answer to the question you actually asked...

(a) It is a fair time ago that this debt accrued and it is unusual for the opening gambit to be "we will bankrupt you". Was that their opening gambit, or is there more to the story?

(b) Leaving aside the two weeks overpayment, whatever you call it - banked hours, annualised hours - you left owing 400 hours. You must have been paid for those hours or there is no debt. Assuming private sector basic hours average at 40 per week, that is ten weeks work. How do you owe ten weeks work that you haven't done?

You may not like "preaching" - and may not be able to tell the difference between "preaching" and "hard truths". But if you want good advice then it has to be based on good information, and you just aren't providing the good information. Excuses about why you shouldn't have to pay are rubbish. Explanations as to how you got into this hole may not be. If you don't like explaining then you get the quality of advice you deserve. Nobody is against you. But they are not going to take your part unquestioning either.