Do DCA's ever resell debt back to originator??

misterbarlow

We have been on our DMP for about 20 months.
From the off Halifax rejected the DMP, and after about 5 months of moaning and letters and phone calls, they eventually sold the debt on and we then started getting letters from Blair, Oliver & Scott, so advised stepchange, etc and everything moved over and has been fine since.

Now today, over a year later, I have had a regular monthly CC statement from Halifax, even detailing a payment last month of the amount we pay B,O,S.
I was under the impression that once B,O,S took on the debt it was then theirs until paid.
Is it normal for a DCA to sell the debt back to a creditor???

fermi

BOS are just an in house collection department for HBOS, so your debt was never really sold.

climbingoutoftheabyss

Halifax are owned by Bank of Scotland (BoS), Blair Oliver Scott (BOS) are a debt company but owned by BoS (hence the name).

Therefore your debt was never sold on, it moved internally to Blair Oliver Scott, but you will possibly still get correspondence from halifax.

misterbarlow

i see, thanks guys!!!

rizla_king

Blair Oliver and Scot staff will often swear blind their are not part of the bank, but they are.