Determined to be debt free by Dec 2014

debtbustingdeb

Yeahhhh:j

Had phone call from Chelsea f c today to process our refund but you can take children in the stand they just don't advise it because people tend to stand and obstruct the view.

We're happy just to get seats for the match and are willing to take the chance on what we can see.

So we now have to pick the tickets back up next wednesday at the ground. :T

On another note managed to do cinema for £5.15 today and spent £10 on lunch out. Had two hours in the park after so full day out for £15.15

Total spend taking son out this summer hols is £30 That's mainly on food don't eat out usually so always a special treat.

This will go up a lot next week when DH is home and we do lots of trips but will work out cheaper than a holiday.

Listed my first item on ebay and already have been asked for a buyitnow price so will definitely be listing some other things. Just need to get ready for next free listing day.

debtbustingdeb

Where does the time go when DH is home can't believe i'm back to work on monday.

London went well DS2 really enjoyed his football match and they won so that made it even better. £23.50 for a ticket to see premiership football was a bargain. Restricted view? well we couldn't see one corner flag not that much restricted would definitely go again. Total spend in London was only £40 that mostly went on food and drink and a boat trip. So much to see for free in London but DS2 really didn't want to wait in any queues so just lots of free sightseeing.

On another note my shopping went over by £40 last month! I'm determined to do better this month so will be keeping tract of everything i spend.

23/08/2013 poundland £16.00
23/08/2013 iceland £23.75

Total food shop £39.75/£200

My DD is away all next week so have given her £20 from her Keep to get herself some food to take with her. Have taken this from my shopping allowance as meals will be cheaper this week.

Need to look for job no.3 really want to take my earnings back up to where they were.

15 more DMP payments so only need it till then.

Now to find a job that fits in with:

Jobs 1 &2
Childcare for DS2
DH

not a lot to fit it in with but heres hoping

debtbustingdeb

Well have applied for a job only 5 hrs/week but that extra £100/month would really help.

Have kept my DMP at maximum so have no emergency fund, no money for clothes, house repairs birthdays or xmas. I want to keep these all at a minimum but son needed new uniform and will need new trainers soon. I am sending him back to school with last years bag and lunch box when other years would have just bought new just because it was a new school year. No he can make do and have new for xmas.

Shopping is driving me nuts spent another £60 at Asda and still need coffee and dog food!:eek:

Will have to plan my weekend shop really well to stay in budget.

Well can't put it off any longer time to check bank finish paying bills and hope that it balances out and got enough left to last two weeks.

Roll on the day i look forward to payday. At least my debt will be going down only 14 more payments after this month.

Not sure i should be wishing my life away but Dec 2014 payday is the one i'm looking forward to.:)

debtbustingdeb

made my first £30 on ebay that will pay for our coach to London and back next week.

Overtime in my cleaning job should cover our hotel so just food money to find.

Must start selling on ebay more with xmas coming.

hummingbird

Well done on your ebaying, it will m:beer:ake a big difference

debtbustingdeb

Going to London this weekend (25th anniversary) but have give myself a challenge to list 3 things a week on ebay when i return. Once i start selling sure i will become addicted.
Need to make a start on my savings below.

debtbustingdeb

London went well and stayed in our budget even walked from hotel to coach station and saved spending £9 on tube.

It's a free listing day on ebay so need to get my first 3 things listed today. That way if they don't sell i don't loose.

Have a buffet to do so should be an extra £30 off my London fund. Borrowed fund from my daughter so although interest free need to pay it off asap.

Need to put in for tax rebate for washing OH named work uniform so that should sort London now to start on birthdays.

Had an interview for a small cleaning job just need to wait to get references checked.

YoungBusinessman

I will follow with great interest as december 2014 is also my debt free aim, I have just this week went over £20,700 in debt and wont be starting to clear it until January at least as building up a cash reserve in current account as £9,000 of my £11,000 savings will be coming out at the end of this month. Want to build the £2k upto £6k then pay off all debts.

debtbustingdeb

Can't believe it's nearly two months since i posted on my diary so whats new....

Hate October it's nearly as expensive as xmas with so many birthdays and car tax to fund .

With everything coming in budgeted out i needed to find an extra source of income for extras like birthdays/xmas/clothes/house and car repairs/maintenance.

The good news is i have secured another job. I now work 2 days a week cleaning houses as a self employed cleaner.

This will help see me through to Jan then i need to build up a reserve (due to self employment no hol pay ect). i will then be able to drop my evening cleaning job leaving me working 3 nights and two days. working 3 jobs and running a house is hard but the light at the end of the tunnel gets closer every month.

One thing i know is when i reach that light i am never going to loose sight of it again.