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can i pay (Very Account) if my debt has been sold on?

Hello I'm 20 years old and have an outstanding debt with Very Catalogue.

My debt has now been passed on and assigned to Cap Quest. I was wondering if I could actually just log-in to my very account and repay what I owe there? or do I have to pay the company who's took on my debt?

I'd feel more eased if I could pay (Very) instead of a debt management service, Just to know my outstanding debt has been solved?

Thanks for any answers in advance,

Robert.

Comments

  • Very no long own the debt, you need to pay the company that owns it now. Why would you prefer to pay Very? It makes no practical difference to you or your credit file.
    I'm a qualified accountant but please make sure you get expert advice as any opinion is made in a private capacity.
    "A goal without a plan is just a wish" Antoine de Saint-Exupery

    Mortgage overpay 2012: £10,815; 2013: £27,562
    Mortgage start £264k, now £232k
  • I've been reading up about Cap Quest and the majority of the reviews are negative, suspecting the company is a scam? If I'm paying a company, I want to make sure its clearing my debt and not someone gaining a few pounds in their pocket!
  • Emailed the very company this exact question, Shall post the response I receive when they reply.
  • ~Beanie~
    ~Beanie~ Posts: 3,043 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    CapQuest are not a scam, they are debt collectors. They are not the best people to deal with, which is perhaps where all the negative reviews come from, but they are defiantly not a scam.
    :p
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