We'd like to remind Forumites to please avoid political debate on the Forum. This is to keep it a safe and useful space for MoneySaving discussions. Threads that are - or become - political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
Nationwide soft search
I've just applied for a Nationwide loan - recommended on this forum as a good 'soft' option (£3k over 12 months). Been given a quote which is active for today only, and which I can afford. Is it worth pursuing further as I still have a default on my credit file. This loan will settle the outstanding debt in full, although the default is not due to disappear until Feb 2015. All other debts are settled although two remain with defaults attached until Dec 2013 and August 2015. Anybody been successful in my position?
Any advice much appreciated.
Any advice much appreciated.
0
Comments
-
With three defaults on your file, I really cannot see you being accepted after Nationwide do a full credit search on your application 8alder.Bear in mind that the soft search is usually done with Call Credit who may or may not have those defaulted accounts on their files. Pretty certain that Experian will have that information.
Try if you don't care about the search and are not planning a future
application for credit for 6 months.0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 348.6K Banking & Borrowing
- 252.2K Reduce Debt & Boost Income
- 452.5K Spending & Discounts
- 241.3K Work, Benefits & Business
- 617.8K Mortgages, Homes & Bills
- 175.8K Life & Family
- 254.4K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 15.1K Coronavirus Support Boards