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Having a French Mortgage (lower rate 3.2%)

Sorry if its a silly question but why cant we obtain a mortgage from abroad where the interest rate is far lower than the uk (France 3.2%).
We can transfer money anywhere in the world so it should be easy enough to set up.
i am just wondering why ?????

Have a look at the bottom link for the interest rates in France

http://www.mortgages.co.uk/holiday-homes/France/lenders.html

Comments

  • kingkano
    kingkano Posts: 1,977 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    I thought it's because overseas banks can't use the property as security (different country, can't repossess your house here). There is also the currency exchange to take into consideration when comparing, could go for/against you. (related to this I guess credit reporting and scores isnt international either)

    If its not that I have no clue but would be interested to know lol.
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