Back again - new SOA any advice welcome!

Tixy

An xmas temp job would be ideal to help you blitz the debts. Thats providing being at the shopping centre didn't prove too much temptation of course!

If you do get a such a job I'd try leaving the purse at home or just taking a couple of quid for emergencies with you, being so near the shops can be a real temptation, my sis ended up overspending massively on presents one year just because she was so near the shops. Good luck!

littlepinkstars44

Tixy wrote: »

An xmas temp job would be ideal to help you blitz the debts. Thats providing being at the shopping centre didn't prove too much temptation of course!

If you do get a such a job I'd try leaving the purse at home or just taking a couple of quid for emergencies with you, being so near the shops can be a real temptation, my sis ended up overspending massively on presents one year just because she was so near the shops. Good luck!

Thats exactly my plan! Great minds - eh?

Right now I bring breakfast and lunch to work with me, I could easily get something to eat at home before starting a shift at 5pm, and bring a small snack and water with me.

19lottie82

You only spend £50 a month on groceries?

ViolaLass

What's the life assurance for if you don't have a mortgage or kids?

£200 saved towards the car doesn't seem like much.

littlepinkstars44

19lottie82 wrote: »

You only spend £50 a month on groceries?

Yes, I still live at home so don't buy any actual groceries as such. The£50 spend is what I spend when am at my partner's flat for bits for the both of us. I use his electricity, hot water etc 3/4 nights a week so it only seems fair that I put something into the flat as well, so when I'm staying there I offer to pay for groceries or give him something towards electricity.

littlepinkstars44

ViolaLass wrote: »

What's the life assurance for if you don't have a mortgage or kids?

£200 saved towards the car doesn't seem like much.

The £200 seems like enough for me, my car isn't anything fancy or new. The parts for it are actually very easy and cheap to get a hold of, if anything did need replacing and I go to a decent mechanic that my mum has been going to for years. So I think £200 should cover anything big that might come up.

I have life assurance because I need it, it's not something I really wish to discuss further than that.

ViolaLass

littlepinkstars44 wrote: »

The £200 seems like enough for me, my car isn't anything fancy or new. The parts for it are actually very easy and cheap to get a hold of, if anything did need replacing and I go to a decent mechanic that my mum has been going to for years. So I think £200 should cover anything big that might come up.

Here's hoping you're lucky. I assume you have been up to now if you think £200 is enough for anything 'big'.